Central Bank in city_name, state_name - Detailed Financial Reports, Location

Central Bank in Hollidaysburg, Pennsylvania (PA)
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Central Bank - Overview

General
FDIC Certificate #: 7439
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Commonwealth Bank (#7468)
Federal Reserve ID: 333119
Date Established: July 24, 1912
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Interstate: No)
OTS Docket #: 10280
FDIC's unique #: 4841
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 13, 1995
Last Structure Change Process Date: Febuary 06, 1996
Last Data Update: Febuary 06, 1996
Data Source Date: April 05, 2012
Location
Address: North Juniata Street At U.S. Route 220, Hollidaysburg, PA 16648
County: Blair
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Wexford
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Altoona, PA (#280)
Core Based Statistical Area (CBSA): Altoona, PA (#11020)
CBSA Metro Statistical Area: Altoona, PA (#11020)
Financial Summary
Total assets: $278.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$103Total assets
$270,728Cash and due from depository institutions
$9,324Interest-bearing balances
$0Securities
$72,565Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$174,155Loan loss allowance
$3,188Trading account assets
$0Bank premises and fixed assets
$2,788Other real estate owned
$614Goodwill and other intangibles
$4,071Life insurance assets
$7,211All other assets
$0Total liabilities and capital
$270,728Total liabilities
$245,459Total deposits
$208,832Interest-bearing deposits
$190,440Deposits held in domestic offices
208832.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$16,450Trading liabilities
$0Other borrowed funds
$17,385Subordinated debt
$0All other liabilities
$2,792Total equity capital
$2,792Total bank equity capital
$25,269Perpetual preferred stock
$0Common stock
$1,500Surplus
$19,434Undivided profits
Memoranda
$4,335Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,974Income earned, not collected on loans
$1,027Earning assets
$246,720Long-term assets (5+ years)
$70,256Average Assets, year-to-date
$266,656Average Assets, quarterly
$270,070Volatile liabilities
$53,617Insider loans
$1,557FHLB advances
$0Loans and leases held for sale
$886Unused loan commitments
$30,110Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$19,301Total risk weighted assets
$178,264Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$18,732Total interest expense
$8,283Net interest income
$10,449Provision for loan and lease losses
$60Total noninterest income
$1,851Fiduciary activities
$0Service charges on deposit accounts
$1,472Trading account gains & fees
$0Additional noninterest income
$379Total noninterest expense
$6,658Salaries and employee benefits
$2,304Premises and equipment expense
$1,034Additional noninterest expense
$3,320Pre-tax net operating income
$5,582Securities gains (losses)
$1Applicable income taxes
$2,107Income before extraordinary items
$3,476Extraordinary gains - net
$0Net income attributable to bank
$3,476Net charge-offs
$690Cash dividends
$1,660Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.68%Cost of funding earning assets
3.40%Net interest margin
4.28%Noninterest income to earning assets
0.76%Noninterest expense to earning assets
2.73%Net operating income to assets
1.30%Return on assets (ROA)
1.30%Pretax return on assets
2.09%Return on equity (ROE)
13.82%Retained earnings to average equity (YTD only)
7.22%Net charge-offs to loans
0.41%Credit loss provision to net charge-offs
8.70%Efficiency ratio
47,447Assets per employee
2.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
47.76%Loss allowance to loans
1.80%Loss allowance to noncurrent loans
80.22%Noncurrent assets plus other real estate owned to assets
1.69%Noncurrent loans to loans
2.24%Net loans and leases to deposits
83.39%Net loans and leases to core deposits
92.12%Equity capital to assets
9.33%Core capital (leverage) ratio
7.31%Tier 1 risk-based capital ratio
10.83%Total risk-based capital ratio
Memoranda
$12Average assets
$266,656Average earning assets
$25,157Average equity
$243,941Average loans

Central Bank in Hollidaysburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Central Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

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Central Bank in Hollidaysburg, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

Central Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Central Bank in Hollidaysburg, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches