Central Illinois Bank in city_name, state_name - Detailed Financial Reports, Location

Central Illinois Bank in Champaign, Illinois (IL)
Show street view No street view available for this location

Central Illinois Bank - Overview

General
FDIC Certificate #: 17961
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: CIBM Bank (#11729)
Federal Reserve ID: 340742
Date Established: January 03, 1959
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Interstate: No)
OTS Docket #: 12732
FDIC's unique #: 11894
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 03, 1959
Last Structure Change Effective Date: July 08, 1998
Last Structure Change Process Date: September 14, 1998
Last Data Update: September 14, 1998
Data Source Date: April 05, 2012
Location
Address: 302 West Springfield, Champaign, IL 61820
County: Champaign
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
Financial Summary
Total assets: $367.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
107Total employees (full-time equivalent)
$347,734Total assets
$6,485Cash and due from depository institutions
$0Interest-bearing balances
$70,010Securities
$0Federal funds sold & reverse repurchase agreements
$261,883Net loans & leases
$2,877Loan loss allowance
$0Trading account assets
$4,591Bank premises and fixed assets
$281Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$4,484All other assets
$347,734Total liabilities and capital
$322,063Total liabilities
$304,892Total deposits
$273,452Interest-bearing deposits
$304,892Deposits held in domestic offices
0.00%% insured (estimated)
$10,436Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,150Other borrowed funds
$0Subordinated debt
$1,585All other liabilities
$25,671Total equity capital
$25,671Total bank equity capital
$25,671Perpetual preferred stock
$0Common stock
$329Surplus
$16,329Undivided profits
Memoranda
$9,013Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,703Earning assets
$0Long-term assets (5+ years)
$2,330Average Assets, year-to-date
$331,893Average Assets, quarterly
$8,116Volatile liabilities
$320,018Insider loans
$337,508FHLB advances
$69,669Loans and leases held for sale
$11,194Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$78,043Total unused commitments
$0Restructured Loans and leases
$289,413Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$26,320Total interest income
$14,782Total interest expense
$11,538Net interest income
$1,907Provision for loan and lease losses
$999Total noninterest income
$248Fiduciary activities
$485Service charges on deposit accounts
$0Trading account gains & fees
$266Additional noninterest income
$6,093Total noninterest expense
$3,165Salaries and employee benefits
$664Premises and equipment expense
$2,264Additional noninterest expense
$4,537Pre-tax net operating income
$39Securities gains (losses)
$1,520Applicable income taxes
$3,056Income before extraordinary items
$0Extraordinary gains - net
$3,056Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,269Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.69%Yield on earning assets
4.88%Cost of funding earning assets
3.81%Net interest margin
0.33%Noninterest income to earning assets
2.01%Noninterest expense to earning assets
0.95%Net operating income to assets
0.95%Return on assets (ROA)
1.43%Pretax return on assets
12.87%Return on equity (ROE)
12.87%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
150.28%Credit loss provision to net charge-offs
5.08%Efficiency ratio
48,600Assets per employee
3.25%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
168.94%Noncurrent assets plus other real estate owned to assets
0.57%Noncurrent loans to loans
0.64%Net loans and leases to deposits
85.89%Net loans and leases to core deposits
104.42%Equity capital to assets
7.38%Core capital (leverage) ratio
7.50%Tier 1 risk-based capital ratio
8.86%Total risk-based capital ratio
Memoranda
$10Average assets
$320,018Average earning assets
$23,744Average equity
$302,752Average loans

Central Illinois Bank in Champaign, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Central Illinois Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Central Illinois Bank in Champaign, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Central Illinois Bank - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Central Illinois Bank in Champaign, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches