Central Louisiana Bank & Trust Company, Inc. in Marksville, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1993

Central Louisiana Bank & Trust Company, Inc. in Marksville, Louisiana (LA)
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Central Louisiana Bank & Trust Company, Inc. - Overview

General
FDIC Certificate #: 18680
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Cottonport Bank (#8798)
Federal Reserve ID: 992833
Date Established: January 19, 1963
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 12554
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 19, 1963
Last Structure Change Effective Date: January 01, 1993
Last Structure Change Process Date: Febuary 03, 1993
Last Data Update: Febuary 03, 1993
Data Source Date: April 05, 2012
Location
Address: 105 North Main Street, Marksville, LA 71351
County: Avoyelles
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Baton Rouge
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $29.4 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$20Total assets
$29,358Cash and due from depository institutions
$1,931Interest-bearing balances
$0Securities
$8,239Federal funds sold & reverse repurchase agreements
$950Net loans & leases
$16,125Loan loss allowance
$576Trading account assets
$0Bank premises and fixed assets
$248Other real estate owned
$1,498Goodwill and other intangibles
$367Life insurance assets
$0All other assets
$0Total liabilities and capital
$29,358Total liabilities
$28,523Total deposits
$28,393Interest-bearing deposits
$22,427Deposits held in domestic offices
28393.00%% insured (estimated)
$94Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$130Total equity capital
$130Total bank equity capital
$835Perpetual preferred stock
$0Common stock
$341Surplus
$647Undivided profits
Memoranda
$-153Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$381Income earned, not collected on loans
$145Earning assets
$25,314Long-term assets (5+ years)
$8,496Average Assets, year-to-date
$29,338Average Assets, quarterly
$29,585Volatile liabilities
$2,150Insider loans
$312FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$351Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$835Total risk weighted assets
$16,431Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,163Total interest expense
$910Net interest income
$1,253Provision for loan and lease losses
$30Total noninterest income
$381Fiduciary activities
$0Service charges on deposit accounts
$193Trading account gains & fees
$0Additional noninterest income
$188Total noninterest expense
$1,301Salaries and employee benefits
$640Premises and equipment expense
$93Additional noninterest expense
$568Pre-tax net operating income
$303Securities gains (losses)
$70Applicable income taxes
$113Income before extraordinary items
$260Extraordinary gains - net
$99Net income attributable to bank
$359Net charge-offs
$71Cash dividends
$679Sale, conversion, retirement of capital stock, net
-$17Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.59%Cost of funding earning assets
3.61%Net interest margin
4.98%Noninterest income to earning assets
1.51%Noninterest expense to earning assets
5.17%Net operating income to assets
0.72%Return on assets (ROA)
1.22%Pretax return on assets
1.61%Return on equity (ROE)
28.35%Retained earnings to average equity (YTD only)
-25.27%Net charge-offs to loans
0.39%Credit loss provision to net charge-offs
42.25%Efficiency ratio
79,621Assets per employee
1.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
189.14%Loss allowance to loans
3.45%Loss allowance to noncurrent loans
151.18%Noncurrent assets plus other real estate owned to assets
6.40%Noncurrent loans to loans
2.28%Net loans and leases to deposits
56.79%Net loans and leases to core deposits
61.44%Equity capital to assets
2.84%Core capital (leverage) ratio
2.74%Tier 1 risk-based capital ratio
5.08%Total risk-based capital ratio
Memoranda
$6Average assets
$29,338Average earning assets
$1,266Average equity
$25,184Average loans

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