Century Bank in city_name, state_name - Detailed Financial Reports, Location

Century Bank in Des Peres, Missouri (MO)
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Century Bank - Overview

General
FDIC Certificate #: 27117
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Mark Twain Bank (#22251)
Federal Reserve ID: 1160554
Date Established: December 01, 1987
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 38808
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: December 01, 1987
Last Structure Change Effective Date: September 12, 1994
Last Structure Change Process Date: September 19, 1994
Last Data Update: September 19, 1994
Data Source Date: April 05, 2012
Location
Address: 12223 Manchester Road, Des Peres, MO 63131
County: St. Louis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $95.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$27Total assets
$102,718Cash and due from depository institutions
$5,203Interest-bearing balances
$202Securities
$17,993Federal funds sold & reverse repurchase agreements
$14,000Net loans & leases
$61,670Loan loss allowance
$562Trading account assets
$0Bank premises and fixed assets
$2,295Other real estate owned
$154Goodwill and other intangibles
$1,403Life insurance assets
$0All other assets
$0Total liabilities and capital
$102,718Total liabilities
$95,467Total deposits
$88,083Interest-bearing deposits
$75,394Deposits held in domestic offices
88083.00%% insured (estimated)
$69Federal funds purchased & repurchase agreements
$7,126Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$258Total equity capital
$258Total bank equity capital
$7,251Perpetual preferred stock
$0Common stock
$1,887Surplus
$1,993Undivided profits
Memoranda
$3,371Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$99Income earned, not collected on loans
$278Earning assets
$93,865Long-term assets (5+ years)
$3,725Average Assets, year-to-date
$87,549Average Assets, quarterly
$97,001Volatile liabilities
$15,320Insider loans
$7,658FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$12,591Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,251Total risk weighted assets
$66,994Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$5,670Total interest expense
$2,280Net interest income
$3,390Provision for loan and lease losses
$124Total noninterest income
$678Fiduciary activities
$0Service charges on deposit accounts
$126Trading account gains & fees
$0Additional noninterest income
$552Total noninterest expense
$2,253Salaries and employee benefits
$1,299Premises and equipment expense
$167Additional noninterest expense
$787Pre-tax net operating income
$1,691Securities gains (losses)
$1Applicable income taxes
$387Income before extraordinary items
$1,305Extraordinary gains - net
$0Net income attributable to bank
$1,305Net charge-offs
$144Cash dividends
$0Sale, conversion, retirement of capital stock, net
$200Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.12%Cost of funding earning assets
2.87%Net interest margin
4.26%Noninterest income to earning assets
0.85%Noninterest expense to earning assets
2.83%Net operating income to assets
1.49%Return on assets (ROA)
1.49%Pretax return on assets
1.93%Return on equity (ROE)
20.46%Retained earnings to average equity (YTD only)
20.46%Net charge-offs to loans
0.25%Credit loss provision to net charge-offs
86.11%Efficiency ratio
55,383Assets per employee
3.80%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.90%Loss allowance to noncurrent loans
567.68%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.16%Net loans and leases to deposits
70.01%Net loans and leases to core deposits
77.19%Equity capital to assets
7.06%Core capital (leverage) ratio
7.76%Tier 1 risk-based capital ratio
10.82%Total risk-based capital ratio
Memoranda
$12Average assets
$87,549Average earning assets
$6,380Average equity
$79,580Average loans

Century Bank in Des Peres, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Century Bank in Des Peres, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Century Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Century Bank in Des Peres, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches