Century National Bank in city_name, state_name - Detailed Financial Reports, Location

Century National Bank in Zanesville, Ohio (OH)
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Century National Bank - Overview

General
FDIC Certificate #: 29575
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Century National Bank (#28624)
Federal Reserve ID: 195072
Date Established: January 01, 1896
WWW: http://www.centurynationalbank.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 11 (Interstate: No)
OTS Docket #: 3688
FDIC's unique #: 42409
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
SAIF Insured: Yes
State Chartered: No
Date of Deposit Insurance: August 19, 1936
Last Structure Change Effective Date: December 31, 2004
Last Structure Change Process Date: January 13, 2005
Last Data Update: January 13, 2005
Data Source Date: April 05, 2012
Location
Address: 14 South Fifth Street, Zanesville, OH 43701
County: Muskingum
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Zanesville, OH (#49780)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $503.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
166Total employees (full-time equivalent)
$496,649Total assets
$19,990Cash and due from depository institutions
$0Interest-bearing balances
$155,835Securities
$12,500Federal funds sold & reverse repurchase agreements
$286,453Net loans & leases
$6,789Loan loss allowance
$0Trading account assets
$5,481Bank premises and fixed assets
$113Other real estate owned
$1,313Goodwill and other intangibles
$0Life insurance assets
$14,964All other assets
$496,649Total liabilities and capital
$469,042Total liabilities
$340,657Total deposits
$329,715Interest-bearing deposits
$340,657Deposits held in domestic offices
0.00%% insured (estimated)
$18,057Federal funds purchased & repurchase agreements
$0Trading liabilities
$100,443Other borrowed funds
$3,000Subordinated debt
$6,885All other liabilities
$27,607Total equity capital
$27,607Total bank equity capital
$27,607Perpetual preferred stock
$0Common stock
$863Surplus
$16,564Undivided profits
Memoranda
$10,180Noncurrent loans and leases
$50,168Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,256Earning assets
$0Long-term assets (5+ years)
$2,735Average Assets, year-to-date
$454,788Average Assets, quarterly
$161,468Volatile liabilities
$462,461Insider loans
$472,027FHLB advances
$125,904Loans and leases held for sale
$5,889Unused loan commitments
$100,159Tier 1 (core) risk-based capital
$1,919Tier 2 risk-based capital
$1,771Total risk weighted assets
$50,168Total unused commitments
$0Restructured Loans and leases
$6,477Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$26,635Total interest income
$7,455Total interest expense
$19,180Net interest income
$2,025Provision for loan and lease losses
$6,143Total noninterest income
$323Fiduciary activities
$1,684Service charges on deposit accounts
$0Trading account gains & fees
$4,136Additional noninterest income
$11,356Total noninterest expense
$6,534Salaries and employee benefits
$1,185Premises and equipment expense
$3,637Additional noninterest expense
$11,942Pre-tax net operating income
-$559Securities gains (losses)
$3,754Applicable income taxes
$7,629Income before extraordinary items
$0Extraordinary gains - net
$7,629Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,598Sale, conversion, retirement of capital stock, net
$6,000Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.24%Yield on earning assets
1.75%Cost of funding earning assets
4.49%Net interest margin
1.44%Noninterest income to earning assets
2.66%Noninterest expense to earning assets
1.73%Net operating income to assets
1.65%Return on assets (ROA)
2.46%Pretax return on assets
25.81%Return on equity (ROE)
5.51%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
126.72%Credit loss provision to net charge-offs
8.74%Efficiency ratio
44,845Assets per employee
2.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
78.65%Loss allowance to loans
2.32%Loss allowance to noncurrent loans
300.93%Noncurrent assets plus other real estate owned to assets
0.48%Noncurrent loans to loans
0.77%Net loans and leases to deposits
84.09%Net loans and leases to core deposits
92.98%Equity capital to assets
5.56%Core capital (leverage) ratio
5.81%Tier 1 risk-based capital ratio
9.48%Total risk-based capital ratio
Memoranda
$12Average assets
$462,461Average earning assets
$29,553Average equity
$426,870Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$51,399Managed Assets
1Number of Accounts
$46,453Personal trust and agency accounts
$22,455Employee benefit-defined contribution accounts
$106Employee benefit-defined benefit accounts
$0Other retirement accounts
$7,891Corporate trust and agency accounts
$0Investment management agency accounts
$16,001Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
178Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,946Other retirement accounts
$0Corporate trust and agency accounts
$4,261Other fiduciary accounts
$685Fiduciary accounts held in foreign offices

Century National Bank in Zanesville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century National Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Century National Bank in Zanesville, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

Century National Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Century National Bank in Zanesville, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches