Century South Bank of the Coastal Region, National Association in city_name, state_name

Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)
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Century South Bank of the Coastal Region, National Association - Overview

General
FDIC Certificate #: 26213
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Branch Banking and Trust Company (#9846)
Federal Reserve ID: 310736
Date Established: April 30, 1985
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 4 (Interstate: No)
OTS Docket #: 11819
FDIC's unique #: 32544
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: April 30, 1985
Last Structure Change Effective Date: November 09, 2001
Last Structure Change Process Date: November 21, 2001
Last Data Update: November 21, 2001
Data Source Date: April 05, 2012
Location
Address: 7393 Hodgson Memorial Drive, Savannah, GA 31416
County: Chatham
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Savannah, GA (#7520)
Combined Statistical Area (CSA): Savannah-Hinesville-Fort Stewart, GA (#496)
Core Based Statistical Area (CBSA): Savannah, GA (#42340)
CBSA Metro Statistical Area: Savannah, GA (#42340)
Financial Summary
Total assets: $226.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
56Total employees (full-time equivalent)
$213,342Total assets
$6,072Cash and due from depository institutions
$296Interest-bearing balances
$41,672Securities
$0Federal funds sold & reverse repurchase agreements
$159,155Net loans & leases
$1,661Loan loss allowance
$0Trading account assets
$3,461Bank premises and fixed assets
$23Other real estate owned
$284Goodwill and other intangibles
$0Life insurance assets
$2,675All other assets
$213,342Total liabilities and capital
$195,965Total liabilities
$156,970Total deposits
$127,374Interest-bearing deposits
$156,970Deposits held in domestic offices
0.00%% insured (estimated)
$27,700Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,000Other borrowed funds
$0Subordinated debt
$1,295All other liabilities
$17,377Total equity capital
$17,377Total bank equity capital
$17,377Perpetual preferred stock
$0Common stock
$4,212Surplus
$9,647Undivided profits
Memoranda
$3,518Noncurrent loans and leases
$26,393Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$109Earning assets
$0Long-term assets (5+ years)
$1,075Average Assets, year-to-date
$201,123Average Assets, quarterly
$22,482Volatile liabilities
$199,590Insider loans
$207,292FHLB advances
$54,681Loans and leases held for sale
$3,717Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,393Total unused commitments
$0Restructured Loans and leases
$1,662Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$17,329Total interest income
$7,633Total interest expense
$9,696Net interest income
$283Provision for loan and lease losses
$2,250Total noninterest income
$0Fiduciary activities
$882Service charges on deposit accounts
$0Trading account gains & fees
$1,368Additional noninterest income
$6,750Total noninterest expense
$3,079Salaries and employee benefits
$893Premises and equipment expense
$2,778Additional noninterest expense
$4,913Pre-tax net operating income
$0Securities gains (losses)
$1,633Applicable income taxes
$3,280Income before extraordinary items
$0Extraordinary gains - net
$3,280Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$97Sale, conversion, retirement of capital stock, net
$1,119Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.48%Yield on earning assets
4.18%Cost of funding earning assets
5.31%Net interest margin
1.23%Noninterest income to earning assets
3.69%Noninterest expense to earning assets
1.64%Net operating income to assets
1.64%Return on assets (ROA)
2.46%Pretax return on assets
20.62%Return on equity (ROE)
13.58%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
291.75%Credit loss provision to net charge-offs
53.57%Efficiency ratio
56,211Assets per employee
3.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
34.12%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
1523.85%Noncurrent assets plus other real estate owned to assets
0.06%Noncurrent loans to loans
0.07%Net loans and leases to deposits
101.39%Net loans and leases to core deposits
113.69%Equity capital to assets
8.15%Core capital (leverage) ratio
8.34%Tier 1 risk-based capital ratio
10.77%Total risk-based capital ratio
Memoranda
$12Average assets
$199,590Average earning assets
$15,910Average equity
$182,704Average loans

Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Century South Bank of the Coastal Region, National Association - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Century South Bank of the Coastal Region, National Association - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

Century South Bank of the Coastal Region, National Association in Savannah, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches