FDIC Certificate #: 14384 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Jacksonville Savings Bank (#28211) Federal Reserve ID: 151948 Date Established: July 08, 1892 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 14126 FDIC's unique #: 8989 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 19, 1934 Last Structure Change Effective Date: July 03, 2000 Last Structure Change Process Date: July 20, 2000 Last Data Update: July 20, 2000 Data Source Date: April 05, 2012
Location
Address: 510 Superior Street, Chapin, IL 62628 County: Morgan Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Core Based Statistical Area (CBSA): Jacksonville, IL (#27300) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $51.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
13Total employees (full-time equivalent)
$51,806Total assets
$1,389Cash and due from depository institutions
$85Interest-bearing balances
$21,481Securities
$1,394Federal funds sold & reverse repurchase agreements
$25,587Net loans & leases
$289Loan loss allowance
$0Trading account assets
$784Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,171All other assets
$51,806Total liabilities and capital
$48,100Total liabilities
$47,595Total deposits
$44,851Interest-bearing deposits
$47,595Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$505All other liabilities
$3,706Total equity capital
$3,706Total bank equity capital
$3,706Perpetual preferred stock
$0Common stock
$1,650Surplus
$1,650Undivided profits
Memoranda
$406Noncurrent loans and leases
$3,566Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$23Earning assets
$0Long-term assets (5+ years)
$477Average Assets, year-to-date
$48,547Average Assets, quarterly
$12,495Volatile liabilities
$50,746Insider loans
$51,714FHLB advances
$10,226Loans and leases held for sale
$780Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,566Total unused commitments
$200Restructured Loans and leases
$289Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$3,388Total interest income
$2,098Total interest expense
$1,290Net interest income
$24Provision for loan and lease losses
$139Total noninterest income
$0Fiduciary activities
$65Service charges on deposit accounts
$0Trading account gains & fees
$74Additional noninterest income
$1,106Total noninterest expense
$610Salaries and employee benefits
$176Premises and equipment expense
$320Additional noninterest expense
$299Pre-tax net operating income
$23Securities gains (losses)
$68Applicable income taxes
$254Income before extraordinary items
$0Extraordinary gains - net
$254Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$29Sale, conversion, retirement of capital stock, net
$99Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.12%Yield on earning assets
4.41%Cost of funding earning assets
2.71%Net interest margin
0.29%Noninterest income to earning assets
2.33%Noninterest expense to earning assets
0.46%Net operating income to assets
0.50%Return on assets (ROA)
0.63%Pretax return on assets
6.48%Return on equity (ROE)
3.95%Retained earnings to average equity (YTD only)
-0.11%Net charge-offs to loans
-80.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
77,397Assets per employee
3.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.98%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
1256.52%Noncurrent assets plus other real estate owned to assets
0.04%Noncurrent loans to loans
0.09%Net loans and leases to deposits
53.76%Net loans and leases to core deposits
68.47%Equity capital to assets
7.15%Core capital (leverage) ratio
8.03%Tier 1 risk-based capital ratio
14.10%Total risk-based capital ratio
Memoranda
$15Average assets
$50,746Average earning assets
$3,922Average equity
$47,556Average loans
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