Chesterfield Federal Savings and Loan Association of Chicago
Chesterfield Federal Savings and Loan Association of Chicago in Chicago, Illinois (IL) Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of November 01, 2004
Chesterfield Federal Savings and Loan Association of Chicago in Chicago, Illinois (IL)
Chesterfield Federal Savings and Loan Association of Chicago - Overview
General
FDIC Certificate #: 28259 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:MIDAMERICA BANK, FSB (#28671) Federal Reserve ID: 1013575 Date Established: January 01, 1924 WWW:http://www.chesterfieldfed.com Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 1247 FDIC's unique #: 41093 Numeric code: 37 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: November 20, 1934 Last Structure Change Effective Date: November 01, 2004 Last Structure Change Process Date: December 01, 2004 Last Data Update: December 01, 2004 Data Source Date: April 05, 2012
Location
Address: 10801 South Western Avenue, Chicago, IL 60643 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $358.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
102Total employees (full-time equivalent)
$362,434Total assets
$115,571Cash and due from depository institutions
$104,612Interest-bearing balances
$69,911Securities
$4,000Federal funds sold & reverse repurchase agreements
$148,556Net loans & leases
$1,278Loan loss allowance
$0Trading account assets
$2,268Bank premises and fixed assets
$0Other real estate owned
$484Goodwill and other intangibles
$0Life insurance assets
$21,644All other assets
$362,434Total liabilities and capital
$298,775Total liabilities
$290,401Total deposits
$287,829Interest-bearing deposits
$290,401Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$8,374All other liabilities
$63,659Total equity capital
$63,659Total bank equity capital
$63,659Perpetual preferred stock
$0Common stock
$43Surplus
$21,632Undivided profits
Memoranda
$41,984Noncurrent loans and leases
$22,805Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$196Earning assets
$0Long-term assets (5+ years)
$263Average Assets, year-to-date
$327,079Average Assets, quarterly
$0Volatile liabilities
$364,801Insider loans
$365,702FHLB advances
$75,059Loans and leases held for sale
$406Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$22,805Total unused commitments
$0Restructured Loans and leases
$1,278Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$13,290Total interest income
$4,708Total interest expense
$8,582Net interest income
-$75Provision for loan and lease losses
$4,099Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4,099Additional noninterest income
$9,083Total noninterest expense
$6,141Salaries and employee benefits
$1,594Premises and equipment expense
$1,348Additional noninterest expense
$3,673Pre-tax net operating income
$0Securities gains (losses)
$1,396Applicable income taxes
$2,277Income before extraordinary items
$0Extraordinary gains - net
$2,277Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$74Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.02%Yield on earning assets
1.42%Cost of funding earning assets
2.60%Net interest margin
1.24%Noninterest income to earning assets
2.75%Noninterest expense to earning assets
0.62%Net operating income to assets
0.62%Return on assets (ROA)
1.01%Pretax return on assets
3.65%Return on equity (ROE)
3.65%Retained earnings to average equity (YTD only)
-0.05%Net charge-offs to loans
101.35%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,556Assets per employee
3.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.85%Loss allowance to noncurrent loans
652.04%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.13%Net loans and leases to deposits
51.16%Net loans and leases to core deposits
68.99%Equity capital to assets
17.56%Core capital (leverage) ratio
17.41%Tier 1 risk-based capital ratio
46.55%Total risk-based capital ratio
Memoranda
$47Average assets
$364,801Average earning assets
$62,368Average equity
$330,643Average loans
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Chesterfield Federal Savings and Loan Association of Chicago
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