Chicago City Bank and Trust Company in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 13, 1999

  • Chicago City Bank and Trust Company in Chicago, Illinois (IL)
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Chicago City Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 9075
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Park National Bank (#11677)
    Federal Reserve ID: 457631
    Date Established: May 04, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 5809
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 13, 1999
    Last Structure Change Process Date: September 24, 1999
    Last Data Update: September 24, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 815 West 63rd Street, Chicago, IL 60621
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $168.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 71Total employees (full-time equivalent)
  • $178,166Total assets
  • $4,207Cash and due from depository institutions
  • $0Interest-bearing balances
  • $127,229Securities
  • $13,500Federal funds sold & reverse repurchase agreements
  • $28,861Net loans & leases
  • $1,400Loan loss allowance
  • $0Trading account assets
  • $2,354Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,015All other assets
  • $178,166Total liabilities and capital
  • $146,748Total liabilities
  • $144,209Total deposits
  • $118,917Interest-bearing deposits
  • $144,209Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $554Other borrowed funds
  • $0Subordinated debt
  • $1,985All other liabilities
  • $31,418Total equity capital
  • $31,418Total bank equity capital
  • $31,418Perpetual preferred stock
  • $0Common stock
  • $4,000Surplus
  • $10,000Undivided profits
  • Memoranda
  • $17,418Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $185Average Assets, year-to-date
  • $169,590Average Assets, quarterly
  • $49,448Volatile liabilities
  • $175,511Insider loans
  • $176,850FHLB advances
  • $45,871Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $21,850Total unused commitments
  • $0Restructured Loans and leases
  • $90,698Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $10,586Total interest income
  • $4,515Total interest expense
  • $6,071Net interest income
  • -$124Provision for loan and lease losses
  • $1,189Total noninterest income
  • $427Fiduciary activities
  • $615Service charges on deposit accounts
  • $0Trading account gains & fees
  • $147Additional noninterest income
  • $4,618Total noninterest expense
  • $2,905Salaries and employee benefits
  • $666Premises and equipment expense
  • $1,047Additional noninterest expense
  • $2,766Pre-tax net operating income
  • $90Securities gains (losses)
  • $618Applicable income taxes
  • $2,238Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,238Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $109Sale, conversion, retirement of capital stock, net
  • $1,600Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.37%Yield on earning assets
  • 2.72%Cost of funding earning assets
  • 3.65%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 2.78%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.28%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 7.21%Return on equity (ROE)
  • 2.06%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • -113.76%Credit loss provision to net charge-offs
  • 24.24%Efficiency ratio
  • 63,609Assets per employee
  • 2.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.49%Loss allowance to loans
  • 4.63%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 20.01%Net loans and leases to core deposits
  • 29.18%Equity capital to assets
  • 17.63%Core capital (leverage) ratio
  • 17.90%Tier 1 risk-based capital ratio
  • 34.18%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $175,511Average earning assets
  • $31,031Average equity
  • $166,238Average loans

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