Chickasha Bank & Trust Company in Chickasha, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Chickasha Bank & Trust Company in Chickasha, Oklahoma (OK)
  • Show street view No street view available for this location
Chickasha Bank & Trust Company routing number info

Chickasha Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 21012
    Status: Active
    Federal Reserve ID: 328450
    Bank Holding Company (Regulatory Top Holder): Chickasha Bancshares, Inc. (RSSDID: 1060663, Location: Chickasha, OK)
    Date Established: March 29, 1973
    WWW: http://www.chickashabank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: No)
    OTS Docket #: 15380
    FDIC's unique #: 14515
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: March 29, 1973
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1924 South 4th Street, Chickasha, OK 73018
    County: Grady
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $179.9 mil
    Equity capital: $16.9 mil
    Deposits held in domestic offices: $160.3 mil
    Return on assets (ROA): 1.11% ($2.0 mil)
    Quarterly return on assets: 0.22% ($0.4 mil)
    Return on Equity (ROE): 11.93% ($2.0 mil)
    Quarterly return on equity: 2.29% ($0.4 mil)
    Net income: $2.0 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.11% ($1,996.4 mil)
    Quarterly Pretax return on assets: 0.22% ($395.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 78Total employees (full-time equivalent)
  • $179,858Total assets
  • $30,050Cash and due from depository institutions
  • $27,879Interest-bearing balances
  • $15,424Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $120,607Net loans & leases
  • $1,977Loan loss allowance
  • $0Trading account assets
  • $4,181Bank premises and fixed assets
  • $2,437Other real estate owned
  • $196Goodwill and other intangibles
  • $179,858Life insurance assets
  • $6,963All other assets
  • $162,987Total liabilities and capital
  • $160,336Total liabilities
  • $119,371Total deposits
  • $160,336Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,160Trading liabilities
  • $0Other borrowed funds
  • $491Subordinated debt
  • $16,871All other liabilities
  • $16,871Total equity capital
  • $16,871Total bank equity capital
  • $0Perpetual preferred stock
  • $135Common stock
  • $5,580Surplus
  • $11,156Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $520Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,431Income earned, not collected on loans
  • $1,495Earning assets
  • $2,243Long-term assets (5+ years)
  • $163,910Average Assets, year-to-date
  • $35,161Average Assets, quarterly
  • $178,697Volatile liabilities
  • $174,719Insider loans
  • $114,016FHLB advances
  • $171,339Loans and leases held for sale
  • $2,878Unused loan commitments
  • $2,878Tier 1 (core) risk-based capital
  • $16,017Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $24,255Restructured Loans and leases
  • $1,864Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $9,558Total interest income
  • $961Total interest expense
  • $8,597Net interest income
  • $974Provision for loan and lease losses
  • $2,047Total noninterest income
  • $55Fiduciary activities
  • $937Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,055Additional noninterest income
  • $7,704Total noninterest expense
  • $4,505Salaries and employee benefits
  • $1,027Premises and equipment expense
  • $2,172Additional noninterest expense
  • $1,966Pre-tax net operating income
  • $10Securities gains (losses)
  • $0Applicable income taxes
  • $1,976Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,976Net income attributable to bank
  • $0Net charge-offs
  • $1,976Cash dividends
  • $594Sale, conversion, retirement of capital stock, net
  • $1,623Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.85%Yield on earning assets
  • 0.59%Cost of funding earning assets
  • 5.26%Net interest margin
  • 1.25%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • 1.10%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 11.93%Return on equity (ROE)
  • 2.13%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 163.97%Credit loss provision to net charge-offs
  • 4.95%Efficiency ratio
  • 72,379Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.14%Loss allowance to loans
  • 1.61%Loss allowance to noncurrent loans
  • 57.62%Noncurrent assets plus other real estate owned to assets
  • 3.26%Noncurrent loans to loans
  • 2.80%Net loans and leases to deposits
  • 75.22%Net loans and leases to core deposits
  • 90.20%Equity capital to assets
  • 9.38%Core capital (leverage) ratio
  • 9.35%Tier 1 risk-based capital ratio
  • 14.05%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $178,697Average earning assets
  • $16,564Average equity
  • $163,459Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $10,769Managed Assets
  • 1Number of Accounts
  • $9,232Personal trust and agency accounts
  • $2,798Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $3,199Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $3,235Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 79Number of Accounts
  • $0Personal trust and agency accounts
  • $675Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $1,537Other retirement accounts
  • $1,107Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $430Fiduciary accounts held in foreign offices

List of branches

  • 5 Oklahoma Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    014515Chickasha Bank & Trust Company1924 South 4th Street, Chickasha, OK 73018March 29, 1973Full Service Brick and Mortar
    14060Cement Branch317 North Main Street, Cement, OK 73017January 01, 1913Full Service Brick and Mortar
    2357846Blanchard Branch1500 N Council, Blanchard, OK 73010November 01, 1999Full Service Brick and Mortar
    3360947Apache Branch802 Coblake St, Apache, OK 73006October 23, 2000Full Service Brick and Mortar
    4441940Tuttle Branch5003 E Hwy 37, Tuttle, OK 73089June 30, 2005Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Chickasha Bank & Trust Company.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents