FDIC Certificate #: 11313 Status: Inactive Closing history: Consolidated - Without Assistance Acquiring institution:TrustBank (#14662) Federal Reserve ID: 214647 Date Established: January 01, 1902 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 7224 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 18, 2000 Last Structure Change Process Date: August 28, 2000 Last Data Update: August 28, 2000 Data Source Date: April 05, 2012
Location
Address: Main Street, Cisne, IL 62823 County: Wayne Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Mount Vernon Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $22.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
9Total employees (full-time equivalent)
$22,124Total assets
$1,146Cash and due from depository institutions
$0Interest-bearing balances
$7,163Securities
$2,005Federal funds sold & reverse repurchase agreements
$10,325Net loans & leases
$118Loan loss allowance
$0Trading account assets
$427Bank premises and fixed assets
$0Other real estate owned
$825Goodwill and other intangibles
$0Life insurance assets
$233All other assets
$22,124Total liabilities and capital
$19,380Total liabilities
$19,142Total deposits
$17,271Interest-bearing deposits
$19,142Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$238All other liabilities
$2,744Total equity capital
$2,744Total bank equity capital
$2,744Perpetual preferred stock
$0Common stock
$260Surplus
$2,399Undivided profits
Memoranda
$85Noncurrent loans and leases
$983Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$136Earning assets
$0Long-term assets (5+ years)
$130Average Assets, year-to-date
$19,493Average Assets, quarterly
$1,633Volatile liabilities
$21,547Insider loans
$21,640FHLB advances
$2,137Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$983Total unused commitments
$0Restructured Loans and leases
$118Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$874Total interest income
$421Total interest expense
$453Net interest income
$0Provision for loan and lease losses
$31Total noninterest income
$0Fiduciary activities
$14Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$319Total noninterest expense
$146Salaries and employee benefits
$71Premises and equipment expense
$102Additional noninterest expense
$165Pre-tax net operating income
$0Securities gains (losses)
$8Applicable income taxes
$157Income before extraordinary items
$0Extraordinary gains - net
$157Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$12Sale, conversion, retirement of capital stock, net
$900Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.48%Yield on earning assets
2.16%Cost of funding earning assets
2.32%Net interest margin
0.16%Noninterest income to earning assets
1.64%Noninterest expense to earning assets
0.73%Net operating income to assets
0.73%Return on assets (ROA)
0.77%Pretax return on assets
5.26%Return on equity (ROE)
-24.89%Retained earnings to average equity (YTD only)
-0.11%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
60,950Assets per employee
2.46%Cash dividends to net income (YTD only)
Condition Ratios (%)
573.25%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
86.76%Noncurrent assets plus other real estate owned to assets
0.61%Noncurrent loans to loans
1.30%Net loans and leases to deposits
53.94%Net loans and leases to core deposits
60.72%Equity capital to assets
12.40%Core capital (leverage) ratio
9.32%Tier 1 risk-based capital ratio
16.95%Total risk-based capital ratio
Memoranda
$18Average assets
$21,547Average earning assets
$2,985Average equity
$19,509Average loans
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