Citizens Bank of Central Indiana in city_name, state_name - Detailed Financial Reports, Location

Citizens Bank of Central Indiana in Greenwood, Indiana (IN)
Show street view No street view available for this location

Citizens Bank of Central Indiana - Overview

General
FDIC Certificate #: 1824
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Fifth Third Bank, Indiana (#8164)
Federal Reserve ID: 441041
Date Established: January 14, 1933
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 21 (Interstate: No)
FDIC's unique #: 1212
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 31, 1998
Last Structure Change Process Date: Febuary 03, 1999
Last Data Update: Febuary 03, 1999
Data Source Date: April 05, 2012
Location
Address: 720 Executive Park Drive, Greenwood, IN 46142
County: Johnson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
Financial Summary
Total assets: $669.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
188Total employees (full-time equivalent)
$656,997Total assets
$25,710Cash and due from depository institutions
$0Interest-bearing balances
$182,143Securities
$51,500Federal funds sold & reverse repurchase agreements
$373,678Net loans & leases
$4,693Loan loss allowance
$0Trading account assets
$7,761Bank premises and fixed assets
$42Other real estate owned
$1,216Goodwill and other intangibles
$0Life insurance assets
$14,947All other assets
$656,997Total liabilities and capital
$613,887Total liabilities
$547,904Total deposits
$490,659Interest-bearing deposits
$547,904Deposits held in domestic offices
0.00%% insured (estimated)
$61,147Federal funds purchased & repurchase agreements
$0Trading liabilities
$128Other borrowed funds
$0Subordinated debt
$4,708All other liabilities
$43,110Total equity capital
$43,110Total bank equity capital
$43,110Perpetual preferred stock
$0Common stock
$1Surplus
$17,985Undivided profits
Memoranda
$25,124Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,104Earning assets
$0Long-term assets (5+ years)
$2,662Average Assets, year-to-date
$607,321Average Assets, quarterly
$232,778Volatile liabilities
$623,623Insider loans
$640,777FHLB advances
$166,638Loans and leases held for sale
$7,968Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,297Total risk weighted assets
$96,583Total unused commitments
$0Restructured Loans and leases
$418,589Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$47,591Total interest income
$24,551Total interest expense
$23,040Net interest income
$1,906Provision for loan and lease losses
$7,278Total noninterest income
$0Fiduciary activities
$2,430Service charges on deposit accounts
$0Trading account gains & fees
$4,848Additional noninterest income
$16,856Total noninterest expense
$7,296Salaries and employee benefits
$1,911Premises and equipment expense
$7,649Additional noninterest expense
$11,556Pre-tax net operating income
$273Securities gains (losses)
$4,040Applicable income taxes
$7,789Income before extraordinary items
$0Extraordinary gains - net
$7,789Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,368Sale, conversion, retirement of capital stock, net
$1,446Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.23%Yield on earning assets
4.24%Cost of funding earning assets
3.98%Net interest margin
1.26%Noninterest income to earning assets
2.91%Noninterest expense to earning assets
1.22%Net operating income to assets
1.25%Return on assets (ROA)
1.90%Pretax return on assets
19.82%Return on equity (ROE)
16.14%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
139.33%Credit loss provision to net charge-offs
9.84%Efficiency ratio
54,908Assets per employee
3.49%Cash dividends to net income (YTD only)
Condition Ratios (%)
18.56%Loss allowance to loans
1.24%Loss allowance to noncurrent loans
151.19%Noncurrent assets plus other real estate owned to assets
0.48%Noncurrent loans to loans
0.82%Net loans and leases to deposits
68.20%Net loans and leases to core deposits
84.44%Equity capital to assets
6.56%Core capital (leverage) ratio
6.70%Tier 1 risk-based capital ratio
10.02%Total risk-based capital ratio
Memoranda
$11Average assets
$623,623Average earning assets
$39,304Average equity
$578,492Average loans

Citizens Bank of Central Indiana in Greenwood, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens Bank of Central Indiana - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Citizens Bank of Central Indiana in Greenwood, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

Citizens Bank of Central Indiana - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

Citizens Bank of Central Indiana in Greenwood, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches