Citizens Bank of Texas, National Association - Overview
General
FDIC Certificate #: 10336 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Victoria National Bank (#5570) Federal Reserve ID: 706067 Date Established: January 01, 1907 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 6622 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 07, 2003 Last Structure Change Process Date: December 12, 2003 Last Data Update: December 12, 2003 Data Source Date: April 05, 2012
Location
Address: Highway 75 And Fm 1375, New Waverly, TX 77358 County: Walker Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Huntsville, TX (#26660) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $126.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
64Total employees (full-time equivalent)
$120,018Total assets
$5,229Cash and due from depository institutions
$594Interest-bearing balances
$1,756Securities
$9,080Federal funds sold & reverse repurchase agreements
$90,482Net loans & leases
$1,436Loan loss allowance
$0Trading account assets
$2,869Bank premises and fixed assets
$1,135Other real estate owned
$7,746Goodwill and other intangibles
$0Life insurance assets
$1,721All other assets
$120,018Total liabilities and capital
$102,414Total liabilities
$102,122Total deposits
$80,863Interest-bearing deposits
$102,122Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$292All other liabilities
$17,604Total equity capital
$17,604Total bank equity capital
$17,604Perpetual preferred stock
$0Common stock
$500Surplus
$18,337Undivided profits
Memoranda
$-1,233Noncurrent loans and leases
$9,418Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$561Earning assets
$0Long-term assets (5+ years)
$411Average Assets, year-to-date
$101,912Average Assets, quarterly
$2,688Volatile liabilities
$124,432Insider loans
$124,553FHLB advances
$35,096Loans and leases held for sale
$361Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$9,418Total unused commitments
$30Restructured Loans and leases
$1,176Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$6,711Total interest income
$2,387Total interest expense
$4,324Net interest income
$1,520Provision for loan and lease losses
$1,146Total noninterest income
$0Fiduciary activities
$1,016Service charges on deposit accounts
$0Trading account gains & fees
$130Additional noninterest income
$8,408Total noninterest expense
$2,020Salaries and employee benefits
$533Premises and equipment expense
$5,855Additional noninterest expense
-$4,458Pre-tax net operating income
$0Securities gains (losses)
-$1,514Applicable income taxes
-$2,944Income before extraordinary items
$0Extraordinary gains - net
-$2,944Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,243Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.31%Yield on earning assets
2.24%Cost of funding earning assets
4.07%Net interest margin
1.08%Noninterest income to earning assets
7.91%Noninterest expense to earning assets
-2.37%Net operating income to assets
-2.37%Return on assets (ROA)
-3.58%Pretax return on assets
-16.24%Return on equity (ROE)
-16.24%Retained earnings to average equity (YTD only)
1.36%Net charge-offs to loans
122.28%Credit loss provision to net charge-offs
-2.36%Efficiency ratio
153,711Assets per employee
1.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.56%Loss allowance to noncurrent loans
255.97%Noncurrent assets plus other real estate owned to assets
1.41%Noncurrent loans to loans
0.61%Net loans and leases to deposits
88.60%Net loans and leases to core deposits
135.00%Equity capital to assets
14.67%Core capital (leverage) ratio
8.92%Tier 1 risk-based capital ratio
10.49%Total risk-based capital ratio
Memoranda
$12Average assets
$124,432Average earning assets
$18,134Average equity
$106,346Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens Bank of Texas, National Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: