FDIC Certificate #: 17033 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Peoples Bank of the Ozarks (#1650) Federal Reserve ID: 296447 Date Established: September 13, 1907 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 11097 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: August 27, 1951 Last Structure Change Effective Date: April 27, 2001 Last Structure Change Process Date: May 11, 2001 Last Data Update: May 11, 2001 Data Source Date: April 05, 2012
Location
Address: 256 East Highway 54, Camdenton, MO 65020 County: Camden Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $34.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
23Total employees (full-time equivalent)
$32,542Total assets
$1,369Cash and due from depository institutions
$0Interest-bearing balances
$8,577Securities
$3,701Federal funds sold & reverse repurchase agreements
$17,546Net loans & leases
$392Loan loss allowance
$0Trading account assets
$1,006Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$343All other assets
$32,542Total liabilities and capital
$28,866Total liabilities
$28,731Total deposits
$24,531Interest-bearing deposits
$28,731Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$135All other liabilities
$3,676Total equity capital
$3,676Total bank equity capital
$3,676Perpetual preferred stock
$0Common stock
$100Surplus
$100Undivided profits
Memoranda
$3,476Noncurrent loans and leases
$925Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$89Earning assets
$0Long-term assets (5+ years)
$103Average Assets, year-to-date
$29,824Average Assets, quarterly
$0Volatile liabilities
$33,305Insider loans
$32,518FHLB advances
$2,236Loans and leases held for sale
$47Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$925Total unused commitments
$0Restructured Loans and leases
$207Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$2,423Total interest income
$1,115Total interest expense
$1,308Net interest income
$277Provision for loan and lease losses
$190Total noninterest income
$0Fiduciary activities
$144Service charges on deposit accounts
$0Trading account gains & fees
$46Additional noninterest income
$1,106Total noninterest expense
$609Salaries and employee benefits
$178Premises and equipment expense
$319Additional noninterest expense
$115Pre-tax net operating income
$0Securities gains (losses)
$30Applicable income taxes
$85Income before extraordinary items
$0Extraordinary gains - net
$85Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$131Sale, conversion, retirement of capital stock, net
$144Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.92%Yield on earning assets
3.64%Cost of funding earning assets
4.27%Net interest margin
0.62%Noninterest income to earning assets
3.61%Noninterest expense to earning assets
0.26%Net operating income to assets
0.26%Return on assets (ROA)
0.35%Pretax return on assets
2.31%Return on equity (ROE)
-1.60%Retained earnings to average equity (YTD only)
0.68%Net charge-offs to loans
211.45%Credit loss provision to net charge-offs
2.99%Efficiency ratio
73,832Assets per employee
1.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
169.41%Loss allowance to loans
2.19%Loss allowance to noncurrent loans
440.45%Noncurrent assets plus other real estate owned to assets
0.27%Noncurrent loans to loans
0.50%Net loans and leases to deposits
61.07%Net loans and leases to core deposits
66.22%Equity capital to assets
11.30%Core capital (leverage) ratio
11.32%Tier 1 risk-based capital ratio
22.47%Total risk-based capital ratio
Memoranda
$24Average assets
$33,305Average earning assets
$3,687Average equity
$30,612Average loans
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