Citizens National Bank in Shelbyville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 07, 1993

Citizens National Bank in Shelbyville, Missouri (MO)
Show street view No street view available for this location

Citizens National Bank - Overview

General
FDIC Certificate #: 12473
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank Midwest, National Association (#1420)
Federal Reserve ID: 489454
Date Established: January 01, 1894
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 7939
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 07, 1993
Last Structure Change Process Date: September 14, 1993
Last Data Update: September 14, 1993
Data Source Date: April 05, 2012
Location
Address: 116-120 North Washington Street, Shelbyville, MO 63469
County: Shelby
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Columbia Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $20.1 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$5Total assets
$20,919Cash and due from depository institutions
$1,011Interest-bearing balances
$37Securities
$3,676Federal funds sold & reverse repurchase agreements
$3,500Net loans & leases
$12,087Loan loss allowance
$213Trading account assets
$0Bank premises and fixed assets
$73Other real estate owned
$275Goodwill and other intangibles
$297Life insurance assets
$0All other assets
$0Total liabilities and capital
$20,919Total liabilities
$19,374Total deposits
$19,230Interest-bearing deposits
$18,005Deposits held in domestic offices
19230.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$144Total equity capital
$144Total bank equity capital
$1,545Perpetual preferred stock
$0Common stock
$250Surplus
$250Undivided profits
Memoranda
$1,045Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$35Income earned, not collected on loans
$203Earning assets
$19,300Long-term assets (5+ years)
$3,866Average Assets, year-to-date
$20,206Average Assets, quarterly
$20,436Volatile liabilities
$1,672Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$828Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,545Total risk weighted assets
$14,749Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,166Total interest expense
$845Net interest income
$1,321Provision for loan and lease losses
$0Total noninterest income
$98Fiduciary activities
$0Service charges on deposit accounts
$49Trading account gains & fees
$0Additional noninterest income
$49Total noninterest expense
$439Salaries and employee benefits
$134Premises and equipment expense
$14Additional noninterest expense
$291Pre-tax net operating income
$980Securities gains (losses)
$142Applicable income taxes
$377Income before extraordinary items
$745Extraordinary gains - net
$0Net income attributable to bank
$745Net charge-offs
-$5Cash dividends
$600Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
11.47%Cost of funding earning assets
4.47%Net interest margin
6.99%Noninterest income to earning assets
0.52%Noninterest expense to earning assets
2.32%Net operating income to assets
3.22%Return on assets (ROA)
3.69%Pretax return on assets
5.55%Return on equity (ROE)
46.33%Retained earnings to average equity (YTD only)
9.02%Net charge-offs to loans
-0.04%Credit loss provision to net charge-offs
0.00%Efficiency ratio
30,937Assets per employee
4.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.54%Loss allowance to loans
1.73%Loss allowance to noncurrent loans
608.57%Noncurrent assets plus other real estate owned to assets
1.48%Noncurrent loans to loans
0.28%Net loans and leases to deposits
62.85%Net loans and leases to core deposits
68.84%Equity capital to assets
7.39%Core capital (leverage) ratio
7.54%Tier 1 risk-based capital ratio
10.47%Total risk-based capital ratio
Memoranda
$12Average assets
$20,206Average earning assets
$1,608Average equity
$18,886Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.