Citizens National Bank of Naples in Naples, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 13, 1994

  • Citizens National Bank of Naples in Naples, Florida (FL)
  • Show street view No street view available for this location

Citizens National Bank of Naples - Overview

  • General
  • FDIC Certificate #: 26612
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: AmSouth Bank of Florida (#27083)
    Federal Reserve ID: 276337
    Date Established: March 24, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 10789
    FDIC's unique #: 35336
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: March 24, 1986
    Last Structure Change Effective Date: May 13, 1994
    Last Structure Change Process Date: May 20, 1994
    Last Data Update: May 20, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 811 Anchor Rode Drive, Naples, FL 33940
    County: Collier
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: South Florida
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Naples, FL (#5345)
    Core Based Statistical Area (CBSA): Naples-Marco Island, FL (#34940)
    CBSA Metro Statistical Area: Naples-Marco Island, FL (#34940)
  • Financial Summary
  • Total assets: $312.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $123Total assets
  • $299,992Cash and due from depository institutions
  • $12,071Interest-bearing balances
  • $0Securities
  • $48,561Federal funds sold & reverse repurchase agreements
  • $16,825Net loans & leases
  • $213,256Loan loss allowance
  • $2,710Trading account assets
  • $0Bank premises and fixed assets
  • $5,082Other real estate owned
  • $1,415Goodwill and other intangibles
  • $2,782Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $299,992Total liabilities
  • $282,854Total deposits
  • $270,745Interest-bearing deposits
  • $240,989Deposits held in domestic offices
  • 270745.00%% insured (estimated)
  • $80Federal funds purchased & repurchase agreements
  • $453Trading liabilities
  • $0Other borrowed funds
  • $11,000Subordinated debt
  • $0All other liabilities
  • $656Total equity capital
  • $656Total bank equity capital
  • $17,138Perpetual preferred stock
  • $0Common stock
  • $4,410Surplus
  • $5,908Undivided profits
  • Memoranda
  • $6,820Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,265Income earned, not collected on loans
  • $1,140Earning assets
  • $278,642Long-term assets (5+ years)
  • $27,471Average Assets, year-to-date
  • $287,129Average Assets, quarterly
  • $292,447Volatile liabilities
  • $79,604Insider loans
  • $451FHLB advances
  • $0Loans and leases held for sale
  • $391Unused loan commitments
  • $47,150Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $17,138Total risk weighted assets
  • $180,474Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,984Total interest expense
  • $8,255Net interest income
  • $12,729Provision for loan and lease losses
  • $2,141Total noninterest income
  • $963Fiduciary activities
  • $0Service charges on deposit accounts
  • $754Trading account gains & fees
  • $1Additional noninterest income
  • $208Total noninterest expense
  • $8,684Salaries and employee benefits
  • $3,957Premises and equipment expense
  • $840Additional noninterest expense
  • $3,887Pre-tax net operating income
  • $2,867Securities gains (losses)
  • $347Applicable income taxes
  • $1,187Income before extraordinary items
  • $2,027Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,027Net charge-offs
  • $1,283Cash dividends
  • $1,007Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.85%Cost of funding earning assets
  • 3.09%Net interest margin
  • 4.76%Noninterest income to earning assets
  • 0.36%Noninterest expense to earning assets
  • 3.25%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.71%Pretax return on assets
  • 1.12%Return on equity (ROE)
  • 11.94%Retained earnings to average equity (YTD only)
  • 6.01%Net charge-offs to loans
  • 0.64%Credit loss provision to net charge-offs
  • 166.87%Efficiency ratio
  • 63,424Assets per employee
  • 2.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 49.68%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 119.65%Noncurrent assets plus other real estate owned to assets
  • 1.23%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 78.77%Net loans and leases to core deposits
  • 105.26%Equity capital to assets
  • 5.71%Core capital (leverage) ratio
  • 5.86%Tier 1 risk-based capital ratio
  • 9.50%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $287,129Average earning assets
  • $16,979Average equity
  • $267,260Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens National Bank of Naples.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents