Citizens Savings Association Federal Association in Baton Rouge, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1997

  • Citizens Savings Association Federal Association in Baton Rouge, Louisiana (LA)
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Citizens Savings Association Federal Association - Overview

  • General
  • FDIC Certificate #: 27749
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Deposit Guaranty National Bank (#9784)
    Federal Reserve ID: 873071
    Date Established: January 01, 1927
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 216
    FDIC's unique #: 40583
    Numeric code: 38
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 07, 1935
    Last Structure Change Effective Date: August 01, 1997
    Last Structure Change Process Date: August 13, 1997
    Last Data Update: August 13, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 665 Florida St, Baton Rouge, LA 70821
    County: East Baton Rouge
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760)
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • Financial Summary
  • Total assets: $73.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $47Total assets
  • $74,247Cash and due from depository institutions
  • $2,419Interest-bearing balances
  • $664Securities
  • $20,529Federal funds sold & reverse repurchase agreements
  • $2,650Net loans & leases
  • $45,557Loan loss allowance
  • $61Trading account assets
  • $0Bank premises and fixed assets
  • $1,876Other real estate owned
  • $154Goodwill and other intangibles
  • $1,062Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $74,247Total liabilities
  • $63,684Total deposits
  • $62,542Interest-bearing deposits
  • $59,052Deposits held in domestic offices
  • 62542.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $631Subordinated debt
  • $0All other liabilities
  • $511Total equity capital
  • $511Total bank equity capital
  • $10,563Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $4,744Undivided profits
  • Memoranda
  • $5,818Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $115Income earned, not collected on loans
  • $199Earning assets
  • $69,400Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $75,724Average Assets, quarterly
  • $74,412Volatile liabilities
  • $5,076Insider loans
  • $420FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,428Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,563Total risk weighted assets
  • $35,230Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,378Total interest expense
  • $2,569Net interest income
  • $2,809Provision for loan and lease losses
  • $35Total noninterest income
  • $964Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $964Total noninterest expense
  • $3,229Salaries and employee benefits
  • $1,658Premises and equipment expense
  • $327Additional noninterest expense
  • $1,244Pre-tax net operating income
  • $509Securities gains (losses)
  • $86Applicable income taxes
  • $177Income before extraordinary items
  • $418Extraordinary gains - net
  • $0Net income attributable to bank
  • $418Net charge-offs
  • $17Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.55%Cost of funding earning assets
  • 3.61%Net interest margin
  • 3.94%Noninterest income to earning assets
  • 1.35%Noninterest expense to earning assets
  • 4.53%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.55%Pretax return on assets
  • 0.79%Return on equity (ROE)
  • 4.10%Retained earnings to average equity (YTD only)
  • 4.10%Net charge-offs to loans
  • 0.04%Credit loss provision to net charge-offs
  • 205.88%Efficiency ratio
  • 85,264Assets per employee
  • 1.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.13%Loss allowance to noncurrent loans
  • 53.04%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 72.84%Net loans and leases to core deposits
  • 78.42%Equity capital to assets
  • 14.23%Core capital (leverage) ratio
  • 14.23%Tier 1 risk-based capital ratio
  • 29.98%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $75,724Average earning assets
  • $10,199Average equity
  • $71,229Average loans

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