Citizens State Bank in Belleville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 30, 1993

Citizens State Bank in Belleville, Wisconsin (WI)
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Citizens State Bank - Overview

General
FDIC Certificate #: 12789
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Amcore Bank, National Association, South Central (#5310)
Federal Reserve ID: 28040
Date Established: August 08, 1903
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 8102
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 02, 1934
Last Structure Change Effective Date: November 30, 1993
Last Structure Change Process Date: December 27, 1993
Last Data Update: December 27, 1993
Data Source Date: April 05, 2012
Location
Address: One West Main Street, Belleville, WI 53508
County: Dane
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Madison, WI (#4720)
Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
Core Based Statistical Area (CBSA): Madison, WI (#31540)
CBSA Metro Statistical Area: Madison, WI (#31540)
Financial Summary
Total assets: $30.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$8Total assets
$30,490Cash and due from depository institutions
$2,673Interest-bearing balances
$986Securities
$7,526Federal funds sold & reverse repurchase agreements
$331Net loans & leases
$18,591Loan loss allowance
$345Trading account assets
$0Bank premises and fixed assets
$161Other real estate owned
$206Goodwill and other intangibles
$400Life insurance assets
$602All other assets
$0Total liabilities and capital
$30,490Total liabilities
$27,489Total deposits
$27,152Interest-bearing deposits
$24,895Deposits held in domestic offices
27152.00%% insured (estimated)
$94Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$337Total equity capital
$337Total bank equity capital
$3,001Perpetual preferred stock
$0Common stock
$50Surplus
$2,937Undivided profits
Memoranda
$14Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12Income earned, not collected on loans
$124Earning assets
$27,434Long-term assets (5+ years)
$3,778Average Assets, year-to-date
$29,949Average Assets, quarterly
$29,719Volatile liabilities
$1,702Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,592Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,399Total risk weighted assets
$19,578Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$2,321Total interest expense
$1,208Net interest income
$1,113Provision for loan and lease losses
$0Total noninterest income
$111Fiduciary activities
$0Service charges on deposit accounts
$63Trading account gains & fees
$0Additional noninterest income
$48Total noninterest expense
$728Salaries and employee benefits
$276Premises and equipment expense
$59Additional noninterest expense
$393Pre-tax net operating income
$496Securities gains (losses)
$0Applicable income taxes
$162Income before extraordinary items
$334Extraordinary gains - net
$0Net income attributable to bank
$334Net charge-offs
$47Cash dividends
$522Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.47%Cost of funding earning assets
4.41%Net interest margin
4.06%Noninterest income to earning assets
0.41%Noninterest expense to earning assets
2.66%Net operating income to assets
1.12%Return on assets (ROA)
1.12%Pretax return on assets
1.66%Return on equity (ROE)
10.96%Retained earnings to average equity (YTD only)
-6.17%Net charge-offs to loans
0.27%Credit loss provision to net charge-offs
0.00%Efficiency ratio
55,801Assets per employee
3.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
156.29%Loss allowance to loans
1.82%Loss allowance to noncurrent loans
2875.00%Noncurrent assets plus other real estate owned to assets
0.71%Noncurrent loans to loans
0.06%Net loans and leases to deposits
68.47%Net loans and leases to core deposits
73.05%Equity capital to assets
9.84%Core capital (leverage) ratio
8.21%Tier 1 risk-based capital ratio
12.25%Total risk-based capital ratio
Memoranda
$14Average assets
$29,949Average earning assets
$3,048Average equity
$27,397Average loans

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