FDIC Certificate #: 15055 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:LINN COUNTY BANK (#17618) Federal Reserve ID: 599652 Date Established: January 01, 1894 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 11370 FDIC's unique #: 9442 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: March 19, 1935 Last Structure Change Effective Date: January 06, 2000 Last Structure Change Process Date: March 29, 2000 Last Data Update: March 29, 2000 Data Source Date: April 05, 2012
Location
Address: 502 Main Street, Seneca, KS 66538 County: Nemaha Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $69.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
13Total employees (full-time equivalent)
$69,122Total assets
$2,635Cash and due from depository institutions
$28Interest-bearing balances
$20,687Securities
$2,175Federal funds sold & reverse repurchase agreements
$41,573Net loans & leases
$507Loan loss allowance
$0Trading account assets
$888Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,164All other assets
$69,122Total liabilities and capital
$62,830Total liabilities
$55,031Total deposits
$51,362Interest-bearing deposits
$55,031Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,500Other borrowed funds
$0Subordinated debt
$299All other liabilities
$6,292Total equity capital
$6,292Total bank equity capital
$6,292Perpetual preferred stock
$0Common stock
$250Surplus
$1,500Undivided profits
Memoranda
$4,542Noncurrent loans and leases
$6,235Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$422Average Assets, year-to-date
$64,463Average Assets, quarterly
$15,039Volatile liabilities
$66,335Insider loans
$67,987FHLB advances
$9,960Loans and leases held for sale
$1,112Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$6,235Total unused commitments
$0Restructured Loans and leases
$507Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$4,665Total interest income
$2,374Total interest expense
$2,291Net interest income
$0Provision for loan and lease losses
$224Total noninterest income
$0Fiduciary activities
$151Service charges on deposit accounts
$0Trading account gains & fees
$73Additional noninterest income
$987Total noninterest expense
$519Salaries and employee benefits
$164Premises and equipment expense
$304Additional noninterest expense
$1,528Pre-tax net operating income
-$8Securities gains (losses)
$503Applicable income taxes
$1,017Income before extraordinary items
$0Extraordinary gains - net
$1,017Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$5Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.45%Yield on earning assets
3.79%Cost of funding earning assets
3.66%Net interest margin
0.36%Noninterest income to earning assets
1.58%Noninterest expense to earning assets
1.54%Net operating income to assets
1.53%Return on assets (ROA)
2.29%Pretax return on assets
16.31%Return on equity (ROE)
16.31%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
39,245Assets per employee
5.32%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.20%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
75.54%Net loans and leases to core deposits
92.24%Equity capital to assets
9.10%Core capital (leverage) ratio
10.53%Tier 1 risk-based capital ratio
15.60%Total risk-based capital ratio
Memoranda
$17Average assets
$66,335Average earning assets
$6,235Average equity
$62,644Average loans
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