Citizens State Bank of Calhoun in Clinton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 04, 2000

Citizens State Bank of Calhoun in Clinton, Missouri (MO)
Show street view No street view available for this location

Citizens State Bank of Calhoun - Overview

General
FDIC Certificate #: 12631
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Hawthorn Bank (#10619)
Federal Reserve ID: 580445
Date Established: September 01, 1890
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
OTS Docket #: 16082
FDIC's unique #: 8019
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 04, 2000
Last Structure Change Process Date: June 07, 2000
Last Data Update: June 07, 2000
Data Source Date: April 05, 2012
Location
Address: 608 East Ohio, Clinton, MO 64735
County: Henry
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $68.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
21Total employees (full-time equivalent)
$70,379Total assets
$2,526Cash and due from depository institutions
$18Interest-bearing balances
$33,737Securities
$1,326Federal funds sold & reverse repurchase agreements
$31,205Net loans & leases
$366Loan loss allowance
$0Trading account assets
$453Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$1,132All other assets
$70,379Total liabilities and capital
$64,240Total liabilities
$60,957Total deposits
$55,120Interest-bearing deposits
$60,957Deposits held in domestic offices
0.00%% insured (estimated)
$2,573Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$710All other liabilities
$6,139Total equity capital
$6,139Total bank equity capital
$6,139Perpetual preferred stock
$0Common stock
$132Surplus
$518Undivided profits
Memoranda
$5,489Noncurrent loans and leases
$3,627Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$429Average Assets, year-to-date
$66,286Average Assets, quarterly
$5,776Volatile liabilities
$69,976Insider loans
$70,295FHLB advances
$6,933Loans and leases held for sale
$1,773Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,627Total unused commitments
$0Restructured Loans and leases
$366Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$4,479Total interest income
$2,370Total interest expense
$2,109Net interest income
$0Provision for loan and lease losses
$314Total noninterest income
$0Fiduciary activities
$188Service charges on deposit accounts
$0Trading account gains & fees
$126Additional noninterest income
$1,206Total noninterest expense
$685Salaries and employee benefits
$164Premises and equipment expense
$357Additional noninterest expense
$1,217Pre-tax net operating income
$0Securities gains (losses)
$280Applicable income taxes
$937Income before extraordinary items
$0Extraordinary gains - net
$937Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$2Sale, conversion, retirement of capital stock, net
$721Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.73%Yield on earning assets
3.56%Cost of funding earning assets
3.17%Net interest margin
0.47%Noninterest income to earning assets
1.81%Noninterest expense to earning assets
1.34%Net operating income to assets
1.34%Return on assets (ROA)
1.74%Pretax return on assets
15.19%Return on equity (ROE)
3.50%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
49,773Assets per employee
3.35%Cash dividends to net income (YTD only)
Condition Ratios (%)
76.95%Loss allowance to loans
1.16%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
51.19%Net loans and leases to core deposits
55.14%Equity capital to assets
8.72%Core capital (leverage) ratio
8.98%Tier 1 risk-based capital ratio
18.47%Total risk-based capital ratio
Memoranda
$20Average assets
$69,976Average earning assets
$6,169Average equity
$66,576Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Citizens State Bank of Calhoun.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.