City Bank New Mexico in city_name, state_name - Detailed Financial Reports, Location

City Bank New Mexico in Ruidoso, New Mexico (NM)
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City Bank New Mexico routing number info

City Bank New Mexico - Overview

General
FDIC Certificate #: 57302
Status: Active
Federal Reserve ID: 3058619
Bank Holding Company (Regulatory Top Holder): South Plains Financial, Inc. Employee Stock Ownership Plan (RSSDID: 3382332, Location: Lubbock, TX)
Date Established: November 27, 2001
WWW: http://www.citybanknewmexico.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 360836
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: November 27, 2001
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1096 Mechem Drive, Ruidoso, NM 88345
County: Lincoln
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Albuquerque
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Ruidoso, NM (#40760)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $108.8 mil
Equity capital: $11.1 mil
Deposits held in domestic offices: $97.3 mil
Return on assets (ROA): 0.37% ($0.4 mil)
Quarterly return on assets: 0.04% ($0.0 mil)
Return on Equity (ROE): 3.75% ($0.4 mil)
Quarterly return on equity: 0.40% ($0.0 mil)
Net income: $0.4 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.37% ($402.5 mil)
Quarterly Pretax return on assets: 0.04% ($43.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$108,787Total assets
$19,261Cash and due from depository institutions
$16,834Interest-bearing balances
$16,707Securities
$750Federal funds sold & reverse repurchase agreements
$60,313Net loans & leases
$1,644Loan loss allowance
$0Trading account assets
$5,663Bank premises and fixed assets
$3,203Other real estate owned
$0Goodwill and other intangibles
$108,787Life insurance assets
$2,890All other assets
$97,658Total liabilities and capital
$97,317Total liabilities
$80,078Total deposits
$97,317Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$341Subordinated debt
$11,129All other liabilities
$11,129Total equity capital
$11,129Total bank equity capital
$0Perpetual preferred stock
$1,500Common stock
$3,300Surplus
$6,329Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,334Income earned, not collected on loans
$0Earning assets
$474Long-term assets (5+ years)
$94,604Average Assets, year-to-date
$19,137Average Assets, quarterly
$109,554Volatile liabilities
$110,745Insider loans
$69,690FHLB advances
$110,139Loans and leases held for sale
$1,958Unused loan commitments
$1,958Tier 1 (core) risk-based capital
$11,124Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,506Restructured Loans and leases
$293Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,779Total interest income
$677Total interest expense
$4,102Net interest income
$556Provision for loan and lease losses
$1,157Total noninterest income
$0Fiduciary activities
$489Service charges on deposit accounts
$0Trading account gains & fees
$668Additional noninterest income
$4,302Total noninterest expense
$2,006Salaries and employee benefits
$602Premises and equipment expense
$1,694Additional noninterest expense
$401Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$401Income before extraordinary items
$0Extraordinary gains - net
$401Net income attributable to bank
$0Net charge-offs
$401Cash dividends
$371Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.00%Yield on earning assets
0.71%Cost of funding earning assets
4.30%Net interest margin
1.21%Noninterest income to earning assets
4.51%Noninterest expense to earning assets
0.37%Net operating income to assets
0.37%Return on assets (ROA)
0.37%Pretax return on assets
3.75%Return on equity (ROE)
3.75%Retained earnings to average equity (YTD only)
0.54%Net charge-offs to loans
149.87%Credit loss provision to net charge-offs
2.58%Efficiency ratio
81,803Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.65%Loss allowance to noncurrent loans
70.44%Noncurrent assets plus other real estate owned to assets
5.09%Noncurrent loans to loans
3.77%Net loans and leases to deposits
61.98%Net loans and leases to core deposits
66.86%Equity capital to assets
10.23%Core capital (leverage) ratio
10.10%Tier 1 risk-based capital ratio
15.96%Total risk-based capital ratio
Memoranda
$17Average assets
$109,554Average earning assets
$10,688Average equity
$95,492Average loans

List of branches

4 New Mexico Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	360836	City Bank New Mexico	1096 Mechem Drive, Ruidoso, NM 88345	November 27, 2001	Full Service Brick and Mortar
2	441805	Carrizozo Branch	1203 E. Avenue, Carrizozo, NM 88301	June 20, 2005	Full Service Brick and Mortar
3	450620	Midtown Branch	1850 Sudderth Drive, Ruidoso, NM 88345	March 27, 2006	Full Service Brick and Mortar
4	467622	Gateway Branch	143a El Paso Road, Ruidoso, NM 88345	June 20, 2007	Full Service Brick and Mortar

City Bank New Mexico in Ruidoso, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank New Mexico - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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City Bank New Mexico in Ruidoso, New Mexico (NM)Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank New Mexico - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

City Bank New Mexico in Ruidoso, New Mexico (NM)
Overview, Financial Summary, Detailed Financial Reports, Branches