City Bank & Trust in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 22, 1996

  • City Bank & Trust in Oklahoma City, Oklahoma (OK)
  • Show street view No street view available for this location

City Bank & Trust - Overview

  • General
  • FDIC Certificate #: 26300
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BancFirst (#27476)
    Federal Reserve ID: 369752
    Date Established: June 21, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 10497
    FDIC's unique #: 32719
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 21, 1985
    Last Structure Change Effective Date: March 22, 1996
    Last Structure Change Process Date: April 09, 1996
    Last Data Update: April 09, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 204 North Robinson Avenue, Oklahoma City, OK 73102
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $149.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $210Total assets
  • $149,291Cash and due from depository institutions
  • $11,187Interest-bearing balances
  • $5Securities
  • $39,348Federal funds sold & reverse repurchase agreements
  • $9,750Net loans & leases
  • $78,281Loan loss allowance
  • $793Trading account assets
  • $0Bank premises and fixed assets
  • $4,563Other real estate owned
  • $1,069Goodwill and other intangibles
  • $3,813Life insurance assets
  • $1,280All other assets
  • $0Total liabilities and capital
  • $149,291Total liabilities
  • $134,147Total deposits
  • $133,100Interest-bearing deposits
  • $86,814Deposits held in domestic offices
  • 133100.00%% insured (estimated)
  • $73Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,047Total equity capital
  • $1,047Total bank equity capital
  • $15,144Perpetual preferred stock
  • $0Common stock
  • $1,500Surplus
  • $4,064Undivided profits
  • Memoranda
  • $9,580Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $29Income earned, not collected on loans
  • $527Earning assets
  • $127,384Long-term assets (5+ years)
  • $3,476Average Assets, year-to-date
  • $141,901Average Assets, quarterly
  • $144,056Volatile liabilities
  • $13,472Insider loans
  • $5,618FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $18,227Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,198Total risk weighted assets
  • $92,270Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,669Total interest expense
  • $3,246Net interest income
  • $6,423Provision for loan and lease losses
  • $75Total noninterest income
  • $11,541Fiduciary activities
  • $33Service charges on deposit accounts
  • $1,059Trading account gains & fees
  • $0Additional noninterest income
  • $10,449Total noninterest expense
  • $15,164Salaries and employee benefits
  • $7,178Premises and equipment expense
  • $2,869Additional noninterest expense
  • $5,117Pre-tax net operating income
  • $2,725Securities gains (losses)
  • -$2Applicable income taxes
  • $1,087Income before extraordinary items
  • $1,636Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,636Net charge-offs
  • $22Cash dividends
  • $550Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 2.69%Net interest margin
  • 5.33%Noninterest income to earning assets
  • 9.57%Noninterest expense to earning assets
  • 12.57%Net operating income to assets
  • 1.15%Return on assets (ROA)
  • 1.15%Pretax return on assets
  • 1.92%Return on equity (ROE)
  • 11.30%Retained earnings to average equity (YTD only)
  • 7.50%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 340.91%Efficiency ratio
  • 82,621Assets per employee
  • 0.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 33.62%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 2734.48%Noncurrent assets plus other real estate owned to assets
  • 0.74%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 58.81%Net loans and leases to core deposits
  • 65.44%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 10.03%Tier 1 risk-based capital ratio
  • 15.39%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $141,901Average earning assets
  • $14,476Average equity
  • $120,601Average loans

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