City Bank & Trust Co. in city_name, state_name - Detailed Financial Reports, Location

City Bank & Trust Co. in Lincoln, Nebraska (NE)
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City Bank & Trust Co. routing number info

City Bank & Trust Co. - Overview

General
FDIC Certificate #: 5396
Status: Active
Federal Reserve ID: 79855
Bank Holding Company (Regulatory Top Holder): Tcm Company (RSSDID: 1141553, Location: Crete, NE)
Date Established: April 18, 1910
WWW: http://www.citybankandtrust.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14204
FDIC's unique #: 3643
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2929 Pine Lake Road, Lincoln, NE 68516
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $194.1 mil
Equity capital: $22.6 mil
Deposits held in domestic offices: $148.4 mil
Return on assets (ROA): -0.55% (-$1.1 mil)
Quarterly return on assets: 0.54% ($1.0 mil)
Return on Equity (ROE): -4.97% (-$1.1 mil)
Quarterly return on equity: 4.67% ($1.1 mil)
Net income: -$1.1 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: -0.84% (-$1,630.7 mil)
Quarterly Pretax return on assets: 0.80% ($1,553.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
32Total employees (full-time equivalent)
$194,134Total assets
$24,980Cash and due from depository institutions
$21,705Interest-bearing balances
$15,417Securities
$0Federal funds sold & reverse repurchase agreements
$140,175Net loans & leases
$3,334Loan loss allowance
$0Trading account assets
$553Bank premises and fixed assets
$6,806Other real estate owned
$0Goodwill and other intangibles
$194,134Life insurance assets
$6,203All other assets
$171,575Total liabilities and capital
$148,354Total liabilities
$134,602Total deposits
$148,354Interest-bearing deposits
$95Deposits held in domestic offices
958.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$21,460Trading liabilities
$0Other borrowed funds
$803Subordinated debt
$22,559All other liabilities
$22,559Total equity capital
$22,559Total bank equity capital
$0Perpetual preferred stock
$608Common stock
$15,442Surplus
$6,509Undivided profits
Memoranda
$0Noncurrent loans and leases
$322Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,651Income earned, not collected on loans
$0Earning assets
$797Long-term assets (5+ years)
$177,297Average Assets, year-to-date
$2,171Average Assets, quarterly
$201,630Volatile liabilities
$195,166Insider loans
$145,742FHLB advances
$194,509Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$22,128Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,539Restructured Loans and leases
$139Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,085Total interest income
$3,224Total interest expense
$5,861Net interest income
$2,835Provision for loan and lease losses
-$27Total noninterest income
$1Fiduciary activities
$209Service charges on deposit accounts
$0Trading account gains & fees
-$237Additional noninterest income
$4,701Total noninterest expense
$2,399Salaries and employee benefits
$537Premises and equipment expense
$1,765Additional noninterest expense
-$1,702Pre-tax net operating income
$0Securities gains (losses)
-$583Applicable income taxes
-$1,119Income before extraordinary items
$0Extraordinary gains - net
-$1,119Net income attributable to bank
$0Net charge-offs
-$1,119Cash dividends
$3,112Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.94%Yield on earning assets
1.75%Cost of funding earning assets
3.19%Net interest margin
-0.01%Noninterest income to earning assets
2.56%Noninterest expense to earning assets
-0.55%Net operating income to assets
-0.55%Return on assets (ROA)
-0.84%Pretax return on assets
-4.97%Return on equity (ROE)
-4.97%Retained earnings to average equity (YTD only)
2.01%Net charge-offs to loans
91.10%Credit loss provision to net charge-offs
0.36%Efficiency ratio
80,579Assets per employee
6.07%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.32%Loss allowance to noncurrent loans
71.68%Noncurrent assets plus other real estate owned to assets
5.90%Noncurrent loans to loans
3.24%Net loans and leases to deposits
94.49%Net loans and leases to core deposits
98.80%Equity capital to assets
11.62%Core capital (leverage) ratio
11.38%Tier 1 risk-based capital ratio
15.18%Total risk-based capital ratio
Memoranda
$16Average assets
$201,630Average earning assets
$22,500Average equity
$183,976Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$287Managed Assets
1Number of Accounts
$285Personal trust and agency accounts
$285Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
3Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3643	City Bank & Trust Co.	2929 Pine Lake Road, Lincoln, NE 68516	April 18, 1910	Full Service Brick and Mortar
1	207645	Crete Branch	1135 Main Street, Crete, NE 68333	October 30, 1997	Full Service Brick and Mortar
2	363482	Savannah Pines Living Center	3900 Pine Lake Road, Lincoln, NE 68516	April 17, 2002	Full Service Brick and Mortar
3	451790	City Bank & Trust Company	940 'p' Street, Lincoln, NE 68508	June 14, 2006	Full Service Brick and Mortar

City Bank & Trust Co. in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

City Bank & Trust Co. in Lincoln, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

City Bank & Trust Co. in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches