City Bank & Trust Company in city_name, state_name - Detailed Financial Reports, Location

City Bank & Trust Company in Mc Minnville, Tennessee (TN)
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City Bank & Trust Company - Overview

General
FDIC Certificate #: 6108
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 84635
Date Established: April 10, 1912
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 10445
FDIC's unique #: 4129
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 07, 1998
Last Structure Change Process Date: July 22, 1998
Last Data Update: July 22, 1998
Data Source Date: April 05, 2012
Location
Address: 104 West Main Street, Mc Minnville, TN 37110
County: Warren
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): McMinnville, TN (#32660)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $278.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
121Total employees (full-time equivalent)
$268,417Total assets
$8,456Cash and due from depository institutions
$120Interest-bearing balances
$106,697Securities
$0Federal funds sold & reverse repurchase agreements
$145,335Net loans & leases
$1,913Loan loss allowance
$0Trading account assets
$2,061Bank premises and fixed assets
$45Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$5,823All other assets
$268,417Total liabilities and capital
$233,606Total liabilities
$219,155Total deposits
$190,947Interest-bearing deposits
$219,155Deposits held in domestic offices
0.00%% insured (estimated)
$4,274Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,787Other borrowed funds
$0Subordinated debt
$3,390All other liabilities
$34,811Total equity capital
$34,811Total bank equity capital
$34,811Perpetual preferred stock
$0Common stock
$1,250Surplus
$5,000Undivided profits
Memoranda
$28,561Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,248Earning assets
$0Long-term assets (5+ years)
$1,876Average Assets, year-to-date
$252,152Average Assets, quarterly
$61,351Volatile liabilities
$267,450Insider loans
$268,234FHLB advances
$35,661Loans and leases held for sale
$2,010Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$30,999Total unused commitments
$0Restructured Loans and leases
$150,428Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$20,681Total interest income
$9,323Total interest expense
$11,358Net interest income
$413Provision for loan and lease losses
$1,869Total noninterest income
$342Fiduciary activities
$1,223Service charges on deposit accounts
$0Trading account gains & fees
$304Additional noninterest income
$6,873Total noninterest expense
$3,817Salaries and employee benefits
$1,211Premises and equipment expense
$1,845Additional noninterest expense
$5,941Pre-tax net operating income
$36Securities gains (losses)
$1,748Applicable income taxes
$4,229Income before extraordinary items
$0Extraordinary gains - net
$4,229Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$431Sale, conversion, retirement of capital stock, net
$2,000Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.22%Yield on earning assets
3.71%Cost of funding earning assets
4.52%Net interest margin
0.74%Noninterest income to earning assets
2.73%Noninterest expense to earning assets
1.57%Net operating income to assets
1.58%Return on assets (ROA)
2.23%Pretax return on assets
12.84%Return on equity (ROE)
6.77%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
95.82%Credit loss provision to net charge-offs
14.74%Efficiency ratio
51,962Assets per employee
2.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
47.29%Loss allowance to loans
1.30%Loss allowance to noncurrent loans
153.29%Noncurrent assets plus other real estate owned to assets
0.48%Noncurrent loans to loans
0.85%Net loans and leases to deposits
66.32%Net loans and leases to core deposits
77.40%Equity capital to assets
12.97%Core capital (leverage) ratio
12.54%Tier 1 risk-based capital ratio
22.44%Total risk-based capital ratio
Memoranda
$24Average assets
$267,450Average earning assets
$32,947Average equity
$251,487Average loans

City Bank & Trust Company in Mc Minnville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank & Trust Company - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

City Bank & Trust Company in Mc Minnville, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

City Bank & Trust Company - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

City Bank & Trust Company in Mc Minnville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches