City Bank & Trust Company, New Iberia, Louisiana in New Iberia, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 17, 1995

  • City Bank & Trust Company, New Iberia, Louisiana in New Iberia, Louisiana (LA)
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City Bank & Trust Company, New Iberia, Louisiana - Overview

  • General
  • FDIC Certificate #: 17875
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of Lafayette (#4291)
    Federal Reserve ID: 945530
    Date Established: July 09, 1958
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 11814
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 09, 1958
    Last Structure Change Effective Date: Febuary 17, 1995
    Last Structure Change Process Date: Febuary 23, 1995
    Last Data Update: Febuary 23, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 712 Center Street, New Iberia, LA 70560
    County: Iberia
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): New Iberia, LA (#35340)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $79.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $55Total assets
  • $79,030Cash and due from depository institutions
  • $4,772Interest-bearing balances
  • $99Securities
  • $25,916Federal funds sold & reverse repurchase agreements
  • $2,250Net loans & leases
  • $43,452Loan loss allowance
  • $581Trading account assets
  • $0Bank premises and fixed assets
  • $1,828Other real estate owned
  • $48Goodwill and other intangibles
  • $764Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $79,030Total liabilities
  • $71,358Total deposits
  • $66,633Interest-bearing deposits
  • $50,562Deposits held in domestic offices
  • 66633.00%% insured (estimated)
  • $75Federal funds purchased & repurchase agreements
  • $4,036Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $689Total equity capital
  • $689Total bank equity capital
  • $7,672Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $2,500Undivided profits
  • Memoranda
  • $4,672Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $288Income earned, not collected on loans
  • $175Earning assets
  • $71,717Long-term assets (5+ years)
  • $5,265Average Assets, year-to-date
  • $83,933Average Assets, quarterly
  • $82,294Volatile liabilities
  • $11,496Insider loans
  • $202FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,951Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,194Total risk weighted assets
  • $47,792Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,899Total interest expense
  • $1,931Net interest income
  • $3,968Provision for loan and lease losses
  • $175Total noninterest income
  • $823Fiduciary activities
  • $0Service charges on deposit accounts
  • $513Trading account gains & fees
  • $0Additional noninterest income
  • $310Total noninterest expense
  • $3,161Salaries and employee benefits
  • $1,558Premises and equipment expense
  • $638Additional noninterest expense
  • $965Pre-tax net operating income
  • $1,455Securities gains (losses)
  • $0Applicable income taxes
  • $458Income before extraordinary items
  • $997Extraordinary gains - net
  • $0Net income attributable to bank
  • $997Net charge-offs
  • $184Cash dividends
  • $419Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.72%Cost of funding earning assets
  • 2.53%Net interest margin
  • 5.19%Noninterest income to earning assets
  • 1.08%Noninterest expense to earning assets
  • 4.14%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.19%Pretax return on assets
  • 1.73%Return on equity (ROE)
  • 12.80%Retained earnings to average equity (YTD only)
  • 7.42%Net charge-offs to loans
  • 0.41%Credit loss provision to net charge-offs
  • 95.11%Efficiency ratio
  • 65,978Assets per employee
  • 1.44%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.03%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 201.74%Noncurrent assets plus other real estate owned to assets
  • 0.43%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 65.21%Net loans and leases to core deposits
  • 73.43%Equity capital to assets
  • 9.71%Core capital (leverage) ratio
  • 9.68%Tier 1 risk-based capital ratio
  • 17.15%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $83,933Average earning assets
  • $7,786Average equity
  • $76,435Average loans

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