FDIC Certificate #: 409 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Shamrock Bank, N.A. (#4236) Federal Reserve ID: 418753 Date Established: June 24, 1922 Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Interstate: No) FDIC's unique #: 315 Numeric code: 13 Regulator: FED Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: September 06, 2002 Last Structure Change Process Date: October 30, 2002 Last Data Update: October 30, 2002 Data Source Date: April 05, 2012
Location
Address: Main Street, Clayton, OK 74536 County: Pushmataha Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Tulsa Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $22.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2001)
Dollar figures in thousands
9Total employees (full-time equivalent)
$19,887Total assets
$1,018Cash and due from depository institutions
$0Interest-bearing balances
$9,520Securities
$400Federal funds sold & reverse repurchase agreements
$8,436Net loans & leases
$110Loan loss allowance
$0Trading account assets
$156Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$357All other assets
$19,887Total liabilities and capital
$17,901Total liabilities
$17,869Total deposits
$12,100Interest-bearing deposits
$17,869Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$32All other liabilities
$1,986Total equity capital
$1,986Total bank equity capital
$1,986Perpetual preferred stock
$0Common stock
$100Surplus
$1,775Undivided profits
Memoranda
$111Noncurrent loans and leases
$493Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$29Earning assets
$0Long-term assets (5+ years)
$274Average Assets, year-to-date
$18,356Average Assets, quarterly
$410Volatile liabilities
$19,396Insider loans
$20,201FHLB advances
$2,561Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$493Total unused commitments
$0Restructured Loans and leases
$110Derivatives
Income and Expense (December 31, 2001)
Dollar figures in thousands
$1,324Total interest income
$442Total interest expense
$882Net interest income
$29Provision for loan and lease losses
$207Total noninterest income
$0Fiduciary activities
$158Service charges on deposit accounts
$0Trading account gains & fees
$49Additional noninterest income
$604Total noninterest expense
$320Salaries and employee benefits
$108Premises and equipment expense
$176Additional noninterest expense
$456Pre-tax net operating income
$0Securities gains (losses)
$106Applicable income taxes
$350Income before extraordinary items
$0Extraordinary gains - net
$350Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$12Sale, conversion, retirement of capital stock, net
$350Net operating income
Performance and Condition Ratios (December 31, 2001)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.39%Yield on earning assets
2.47%Cost of funding earning assets
4.92%Net interest margin
1.16%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
1.80%Net operating income to assets
1.80%Return on assets (ROA)
2.35%Pretax return on assets
16.47%Return on equity (ROE)
0.00%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
241.67%Credit loss provision to net charge-offs
40.42%Efficiency ratio
55,464Assets per employee
2.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
100.00%Loss allowance to loans
1.29%Loss allowance to noncurrent loans
379.31%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.34%Net loans and leases to deposits
47.21%Net loans and leases to core deposits
55.11%Equity capital to assets
9.99%Core capital (leverage) ratio
9.63%Tier 1 risk-based capital ratio
19.21%Total risk-based capital ratio
Memoranda
$20Average assets
$19,396Average earning assets
$2,126Average equity
$17,912Average loans
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