Collinsville Building and Loan Association in Collinsville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Collinsville Building and Loan Association in Collinsville, Illinois (IL)
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Collinsville Building and Loan Association - Overview

  • General
  • FDIC Certificate #: 28103
    Status: Active
    Federal Reserve ID: 658474
    Date Established: January 01, 1885
    WWW: http://www.collinsvillebuildingandloan.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 904
    FDIC's unique #: 40937
    Numeric code: 38
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: January 15, 1941
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 701 Belt Line Road, Collinsville, IL 62234
    County: Madison
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $130.0 mil
    Equity capital: $29.8 mil
    Deposits held in domestic offices: $100.0 mil
    Return on assets (ROA): 0.66% ($0.9 mil)
    Quarterly return on assets: 0.60% ($0.8 mil)
    Return on Equity (ROE): 2.93% ($0.9 mil)
    Quarterly return on equity: 2.64% ($0.8 mil)
    Net income: $0.9 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.09% ($1,417.5 mil)
    Quarterly Pretax return on assets: 1.01% ($1,313.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $130,045Total assets
  • $2,449Cash and due from depository institutions
  • $587Interest-bearing balances
  • $28,691Securities
  • $7,000Federal funds sold & reverse repurchase agreements
  • $90,063Net loans & leases
  • $741Loan loss allowance
  • $0Trading account assets
  • $484Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $130,045Life insurance assets
  • $1,358All other assets
  • $100,281Total liabilities and capital
  • $99,993Total liabilities
  • $99,993Total deposits
  • $99,993Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $288Subordinated debt
  • $29,764All other liabilities
  • $29,764Total equity capital
  • $29,764Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $29,764Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $51Long-term assets (5+ years)
  • $126,341Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $131,023Volatile liabilities
  • $130,849Insider loans
  • $48,432FHLB advances
  • $130,045Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $29,764Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,122Restructured Loans and leases
  • $167Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,929Total interest income
  • $1,707Total interest expense
  • $3,222Net interest income
  • $95Provision for loan and lease losses
  • $47Total noninterest income
  • $0Fiduciary activities
  • $7Service charges on deposit accounts
  • $0Trading account gains & fees
  • $40Additional noninterest income
  • $1,746Total noninterest expense
  • $1,152Salaries and employee benefits
  • $347Premises and equipment expense
  • $247Additional noninterest expense
  • $1,428Pre-tax net operating income
  • $0Securities gains (losses)
  • $567Applicable income taxes
  • $861Income before extraordinary items
  • $0Extraordinary gains - net
  • $861Net income attributable to bank
  • $0Net charge-offs
  • $861Cash dividends
  • $63Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.89%Yield on earning assets
  • 1.35%Cost of funding earning assets
  • 2.54%Net interest margin
  • 0.04%Noninterest income to earning assets
  • 1.38%Noninterest expense to earning assets
  • 0.66%Net operating income to assets
  • 0.66%Return on assets (ROA)
  • 1.09%Pretax return on assets
  • 2.93%Return on equity (ROE)
  • 2.93%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 150.79%Credit loss provision to net charge-offs
  • 24.17%Efficiency ratio
  • 53,411Assets per employee
  • 10.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.82%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 90.07%Net loans and leases to core deposits
  • 92.31%Equity capital to assets
  • 22.89%Core capital (leverage) ratio
  • 22.89%Tier 1 risk-based capital ratio
  • 61.46%Total risk-based capital ratio
  • Memoranda
  • $63Average assets
  • $131,023Average earning assets
  • $29,338Average equity
  • $126,722Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    040937Collinsville Building And Loan Assoc701 Belt Line Road, Collinsville, IL 62234January 01, 1885Full Service Brick and Mortar
    10043752100 W Market St Branch100 West Market Street, Troy, IL 62294January 01, 1904Full Service Brick and Mortar

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