Colonial Bank in city_name, state_name - Detailed Financial Reports, Location

Colonial Bank in Dunwoody, Georgia (GA)
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Colonial Bank - Overview

General
FDIC Certificate #: 32455
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Colonial Bank (#33024)
Federal Reserve ID: 248576
Date Established: Febuary 25, 1986
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 8282
FDIC's unique #: 45289
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 25, 1986
Last Structure Change Effective Date: December 31, 1996
Last Structure Change Process Date: January 22, 1997
Last Data Update: January 22, 1997
Data Source Date: April 05, 2012
Location
Address: 4800 Ashford Dunwoody Road, Dunwoody, GA 30338
County: Dekalb
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
Financial Summary
Total assets: $253.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$59Total assets
$220,236Cash and due from depository institutions
$7,901Interest-bearing balances
$0Securities
$3Federal funds sold & reverse repurchase agreements
$5,000Net loans & leases
$191,997Loan loss allowance
$750Trading account assets
$0Bank premises and fixed assets
$5,412Other real estate owned
$869Goodwill and other intangibles
$3,704Life insurance assets
$5,350All other assets
$0Total liabilities and capital
$220,235Total liabilities
$202,133Total deposits
$157,314Interest-bearing deposits
$157,314Deposits held in domestic offices
157314.00%% insured (estimated)
$95Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$40,496Subordinated debt
$0All other liabilities
$4,323Total equity capital
$4,323Total bank equity capital
$18,102Perpetual preferred stock
$0Common stock
$0Surplus
$18,108Undivided profits
Memoranda
$-6Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,695Income earned, not collected on loans
$1,027Earning assets
$197,000Long-term assets (5+ years)
$0Average Assets, year-to-date
$208,393Average Assets, quarterly
$219,990Volatile liabilities
$72,863Insider loans
$493FHLB advances
$40,090Loans and leases held for sale
$0Unused loan commitments
$2,671Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$12,752Total risk weighted assets
$107,374Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$16,750Total interest expense
$10,651Net interest income
$6,099Provision for loan and lease losses
$200Total noninterest income
$1,075Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$1,075Total noninterest expense
$5,449Salaries and employee benefits
$3,348Premises and equipment expense
$1,137Additional noninterest expense
$964Pre-tax net operating income
$1,525Securities gains (losses)
$1,032Applicable income taxes
$785Income before extraordinary items
$1,772Extraordinary gains - net
$0Net income attributable to bank
$1,772Net charge-offs
$0Cash dividends
$149Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.62%Cost of funding earning assets
5.48%Net interest margin
3.14%Noninterest income to earning assets
0.55%Noninterest expense to earning assets
2.80%Net operating income to assets
0.51%Return on assets (ROA)
0.85%Pretax return on assets
1.23%Return on equity (ROE)
13.70%Retained earnings to average equity (YTD only)
12.55%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
75,216Assets per employee
3.73%Cash dividends to net income (YTD only)
Condition Ratios (%)
8.41%Loss allowance to loans
0.39%Loss allowance to noncurrent loans
44.25%Noncurrent assets plus other real estate owned to assets
1.16%Noncurrent loans to loans
0.88%Net loans and leases to deposits
122.05%Net loans and leases to core deposits
153.66%Equity capital to assets
8.22%Core capital (leverage) ratio
5.93%Tier 1 risk-based capital ratio
11.88%Total risk-based capital ratio
Memoranda
$13Average assets
$208,393Average earning assets
$12,936Average equity
$194,288Average loans

Colonial Bank in Dunwoody, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Colonial Bank - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

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Colonial Bank in Dunwoody, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Colonial Bank - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

Colonial Bank in Dunwoody, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches