Columbus Savings Bank in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Columbus Savings Bank in Chicago, Illinois (IL)
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Columbus Savings Bank - Overview

  • General
  • FDIC Certificate #: 29416
    Status: Active
    Federal Reserve ID: 254670
    Date Established: January 01, 1913
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 3419
    FDIC's unique #: 42250
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: April 22, 1939
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2525 West 47th Street, Chicago, IL 60632
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $20.2 mil
    Equity capital: $4.0 mil
    Deposits held in domestic offices: $12.7 mil
    Return on assets (ROA): 0.39% ($0.1 mil)
    Quarterly return on assets: 0.32% ($0.1 mil)
    Return on Equity (ROE): 2.17% ($0.1 mil)
    Quarterly return on equity: 1.62% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.57% ($115.0 mil)
    Quarterly Pretax return on assets: 0.40% ($80.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $20,172Total assets
  • $228Cash and due from depository institutions
  • $7Interest-bearing balances
  • $13,189Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $6,194Net loans & leases
  • $8Loan loss allowance
  • $0Trading account assets
  • $53Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $20,172Life insurance assets
  • $508All other assets
  • $16,211Total liabilities and capital
  • $12,722Total liabilities
  • $12,688Total deposits
  • $12,722Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,250Trading liabilities
  • $0Other borrowed funds
  • $239Subordinated debt
  • $3,961All other liabilities
  • $3,961Total equity capital
  • $3,961Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $3,961Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $67Long-term assets (5+ years)
  • $19,390Average Assets, year-to-date
  • $18,992Average Assets, quarterly
  • $20,618Volatile liabilities
  • $20,020Insider loans
  • $5,922FHLB advances
  • $19,221Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $3,671Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $308Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $906Total interest income
  • $181Total interest expense
  • $725Net interest income
  • $1Provision for loan and lease losses
  • $2Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2Additional noninterest income
  • $676Total noninterest expense
  • $468Salaries and employee benefits
  • $33Premises and equipment expense
  • $175Additional noninterest expense
  • $50Pre-tax net operating income
  • $68Securities gains (losses)
  • $37Applicable income taxes
  • $81Income before extraordinary items
  • $0Extraordinary gains - net
  • $81Net income attributable to bank
  • $0Net charge-offs
  • $81Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.58%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 3.66%Net interest margin
  • 0.01%Noninterest income to earning assets
  • 3.42%Noninterest expense to earning assets
  • 0.17%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 2.17%Return on equity (ROE)
  • 2.17%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 92,985Assets per employee
  • 4.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.13%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 48.69%Net loans and leases to core deposits
  • 63.28%Equity capital to assets
  • 19.64%Core capital (leverage) ratio
  • 19.10%Tier 1 risk-based capital ratio
  • 61.99%Total risk-based capital ratio
  • Memoranda
  • $62Average assets
  • $20,618Average earning assets
  • $3,730Average equity
  • $19,783Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042250Columbus Savings Bank2525 West 47th Street, Chicago, IL 60632January 01, 1913Full Service Brick and Mortar

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