Commerce Bank, National Association in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2008

  • Commerce Bank, National Association in Wichita, Kansas (KS)
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Commerce Bank, National Association - Overview

  • General
  • FDIC Certificate #: 10911
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank (#24998)
    Federal Reserve ID: 500050
    Date Established: July 08, 1916
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 28 (Interstate: No)
    OTS Docket #: 14492
    FDIC's unique #: 6987
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 01, 2008
    Last Structure Change Process Date: October 31, 2008
    Last Data Update: October 31, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1551 North Waterfront Parkway, Wichita, KS 67206
    County: Sedgwick
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $1,211.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 261Total employees (full-time equivalent)
  • $1,290,620Total assets
  • $50,797Cash and due from depository institutions
  • $217Interest-bearing balances
  • $411,018Securities
  • $105,000Federal funds sold & reverse repurchase agreements
  • $647,797Net loans & leases
  • $10,031Loan loss allowance
  • $0Trading account assets
  • $34,561Bank premises and fixed assets
  • $0Other real estate owned
  • $24,222Goodwill and other intangibles
  • $0Life insurance assets
  • $17,225All other assets
  • $1,290,620Total liabilities and capital
  • $1,180,613Total liabilities
  • $1,046,602Total deposits
  • $960,098Interest-bearing deposits
  • $1,046,602Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $122,392Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $72Other borrowed funds
  • $0Subordinated debt
  • $11,547All other liabilities
  • $110,007Total equity capital
  • $110,007Total bank equity capital
  • $110,007Perpetual preferred stock
  • $0Common stock
  • $6,000Surplus
  • $100,833Undivided profits
  • Memoranda
  • $3,174Noncurrent loans and leases
  • $329,527Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,317Earning assets
  • $0Long-term assets (5+ years)
  • $5,804Average Assets, year-to-date
  • $1,164,032Average Assets, quarterly
  • $339,992Volatile liabilities
  • $1,272,927Insider loans
  • $1,281,922FHLB advances
  • $367,793Loans and leases held for sale
  • $36Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $738Tier 2 risk-based capital
  • $361Total risk weighted assets
  • $329,527Total unused commitments
  • $0Restructured Loans and leases
  • $9,966Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $70,638Total interest income
  • $35,450Total interest expense
  • $35,188Net interest income
  • $1,901Provision for loan and lease losses
  • $17,228Total noninterest income
  • $3,731Fiduciary activities
  • $6,378Service charges on deposit accounts
  • $30Trading account gains & fees
  • $7,089Additional noninterest income
  • $37,075Total noninterest expense
  • $11,687Salaries and employee benefits
  • $3,737Premises and equipment expense
  • $21,651Additional noninterest expense
  • $13,440Pre-tax net operating income
  • -$24Securities gains (losses)
  • $5,303Applicable income taxes
  • $8,113Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,113Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,900Sale, conversion, retirement of capital stock, net
  • $23,300Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.12%Yield on earning assets
  • 3.07%Cost of funding earning assets
  • 3.05%Net interest margin
  • 1.49%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.64%Return on assets (ROA)
  • 1.05%Pretax return on assets
  • 7.18%Return on equity (ROE)
  • -13.44%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 100.05%Credit loss provision to net charge-offs
  • 8.07%Efficiency ratio
  • 70,732Assets per employee
  • 4.94%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 287.19%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 761.66%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.20%Net loans and leases to deposits
  • 61.90%Net loans and leases to core deposits
  • 80.85%Equity capital to assets
  • 8.52%Core capital (leverage) ratio
  • 6.98%Tier 1 risk-based capital ratio
  • 10.90%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $1,272,927Average earning assets
  • $112,987Average equity
  • $1,154,165Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $530,920Managed Assets
  • 1Number of Accounts
  • $524,025Personal trust and agency accounts
  • $177,046Employee benefit-defined contribution accounts
  • $71,219Employee benefit-defined benefit accounts
  • $220Other retirement accounts
  • $21,677Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $253,863Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 527Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $6,895Other retirement accounts
  • $342Corporate trust and agency accounts
  • $2,029Other fiduciary accounts
  • $4,524Fiduciary accounts held in foreign offices

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