Commerce Bank, National Association in city_name, state_name

Commerce Bank, National Association in Clayton, Missouri (MO)
Show street view No street view available for this location

Commerce Bank, National Association - Overview

General
FDIC Certificate #: 13730
Status: Inactive
Closing history: Consolidated - Without Assistance
Acquiring institution: Commerce Bank, National Association (#1657)
Federal Reserve ID: 647254
Date Established: June 09, 1920
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 39 (Interstate: No)
FDIC's unique #: 8582
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 24, 1934
Last Structure Change Effective Date: December 29, 1995
Last Structure Change Process Date: January 23, 1996
Last Data Update: December 20, 1997
Data Source Date: April 05, 2012
Location
Address: 8000 Forsyth Boulevard, Clayton, MO 63105
County: St. Louis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $2,693.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$1,134Total assets
$2,696,942Cash and due from depository institutions
$140,063Interest-bearing balances
$361Securities
$882,538Federal funds sold & reverse repurchase agreements
$1,610Net loans & leases
$1,559,056Loan loss allowance
$34,248Trading account assets
$70Bank premises and fixed assets
$44,899Other real estate owned
$106Goodwill and other intangibles
$68,066Life insurance assets
$534All other assets
$0Total liabilities and capital
$2,696,942Total liabilities
$2,532,512Total deposits
$2,354,278Interest-bearing deposits
$1,943,563Deposits held in domestic offices
2354278.00%% insured (estimated)
$88Federal funds purchased & repurchase agreements
$155,401Trading liabilities
$0Other borrowed funds
$6,221Subordinated debt
$0All other liabilities
$16,612Total equity capital
$16,612Total bank equity capital
$164,430Perpetual preferred stock
$0Common stock
$35,000Surplus
$77,300Undivided profits
Memoranda
$52,130Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$12,444Income earned, not collected on loans
$14,387Earning assets
$2,443,635Long-term assets (5+ years)
$335,407Average Assets, year-to-date
$2,686,373Average Assets, quarterly
$2,723,991Volatile liabilities
$192,971Insider loans
$186,708FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,050,159Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$189,712Total risk weighted assets
$1,786,477Total unused commitments
$0Restructured Loans and leases
$25,000Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$175,036Total interest expense
$64,451Net interest income
$110,585Provision for loan and lease losses
-$711Total noninterest income
$37,201Fiduciary activities
$10,235Service charges on deposit accounts
$10,660Trading account gains & fees
$1,615Additional noninterest income
$14,691Total noninterest expense
$86,781Salaries and employee benefits
$36,640Premises and equipment expense
$10,080Additional noninterest expense
$40,061Pre-tax net operating income
$61,716Securities gains (losses)
$665Applicable income taxes
$22,000Income before extraordinary items
$40,381Extraordinary gains - net
$0Net income attributable to bank
$40,381Net charge-offs
$156Cash dividends
$46,279Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.14%Cost of funding earning assets
2.63%Net interest margin
4.51%Noninterest income to earning assets
1.52%Noninterest expense to earning assets
3.54%Net operating income to assets
1.49%Return on assets (ROA)
1.50%Pretax return on assets
2.32%Return on equity (ROE)
22.03%Retained earnings to average equity (YTD only)
-3.22%Net charge-offs to loans
0.01%Credit loss provision to net charge-offs
-455.77%Efficiency ratio
58,671Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
114.61%Loss allowance to loans
2.15%Loss allowance to noncurrent loans
275.22%Noncurrent assets plus other real estate owned to assets
0.47%Noncurrent loans to loans
0.78%Net loans and leases to deposits
66.22%Net loans and leases to core deposits
67.30%Equity capital to assets
6.10%Core capital (leverage) ratio
7.15%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$12Average assets
$2,686,373Average earning assets
$183,313Average equity
$2,452,963Average loans

Commerce Bank, National Association in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Commerce Bank, National Association - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Commerce Bank, National Association in Clayton, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Commerce Bank, National Association - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Commerce Bank, National Association in Clayton, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches