Commerce Bank of Joplin, National Association in Joplin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 28, 1996

Commerce Bank of Joplin, National Association in Joplin, Missouri (MO)
Show street view No street view available for this location

Commerce Bank of Joplin, National Association - Overview

General
FDIC Certificate #: 1957
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commerce Bank (#24998)
Federal Reserve ID: 870454
Date Established: December 12, 1900
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Interstate: No)
FDIC's unique #: 1316
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: June 28, 1996
Last Structure Change Process Date: July 10, 1996
Last Data Update: July 10, 1996
Data Source Date: April 05, 2012
Location
Address: 225 Main Street, Joplin, MO 64801
County: Jasper
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
Core Based Statistical Area (CBSA): Joplin, MO (#27900)
CBSA Metro Statistical Area: Joplin, MO (#27900)
Financial Summary
Total assets: $143.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$56Total assets
$146,904Cash and due from depository institutions
$4,773Interest-bearing balances
$0Securities
$40,048Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$98,972Loan loss allowance
$1,076Trading account assets
$0Bank premises and fixed assets
$1,331Other real estate owned
$374Goodwill and other intangibles
$1,406Life insurance assets
$0All other assets
$0Total liabilities and capital
$146,904Total liabilities
$136,753Total deposits
$133,809Interest-bearing deposits
$114,643Deposits held in domestic offices
133809.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$2,100Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$844Total equity capital
$844Total bank equity capital
$10,151Perpetual preferred stock
$0Common stock
$400Surplus
$1,100Undivided profits
Memoranda
$8,651Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$247Income earned, not collected on loans
$510Earning assets
$139,020Long-term assets (5+ years)
$8,699Average Assets, year-to-date
$147,017Average Assets, quarterly
$147,513Volatile liabilities
$5,952Insider loans
$5,268FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$32,189Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$9,779Total risk weighted assets
$93,635Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$11,020Total interest expense
$5,179Net interest income
$5,841Provision for loan and lease losses
$190Total noninterest income
$847Fiduciary activities
$0Service charges on deposit accounts
$521Trading account gains & fees
$0Additional noninterest income
$326Total noninterest expense
$3,790Salaries and employee benefits
$1,380Premises and equipment expense
$488Additional noninterest expense
$1,922Pre-tax net operating income
$2,708Securities gains (losses)
$23Applicable income taxes
$1,032Income before extraordinary items
$1,699Extraordinary gains - net
$0Net income attributable to bank
$1,699Net charge-offs
$160Cash dividends
$1,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.94%Cost of funding earning assets
3.73%Net interest margin
4.21%Noninterest income to earning assets
0.61%Noninterest expense to earning assets
2.73%Net operating income to assets
1.15%Return on assets (ROA)
1.16%Pretax return on assets
1.86%Return on equity (ROE)
17.76%Retained earnings to average equity (YTD only)
7.31%Net charge-offs to loans
0.17%Credit loss provision to net charge-offs
118.75%Efficiency ratio
56,669Assets per employee
2.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.86%Loss allowance to loans
1.08%Loss allowance to noncurrent loans
435.63%Noncurrent assets plus other real estate owned to assets
0.42%Noncurrent loans to loans
0.25%Net loans and leases to deposits
73.97%Net loans and leases to core deposits
76.16%Equity capital to assets
6.91%Core capital (leverage) ratio
6.63%Tier 1 risk-based capital ratio
10.44%Total risk-based capital ratio
Memoranda
$12Average assets
$147,017Average earning assets
$9,564Average equity
$138,746Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Commerce Bank of Joplin, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.