Community Bank in city_name, state_name - Detailed Financial Reports, Location

Community Bank in Hoopeston, Illinois (IL)
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Community Bank routing number info

Community Bank - Overview

General
FDIC Certificate #: 12387
Status: Active
Federal Reserve ID: 546647
Bank Holding Company (Regulatory Top Holder): Wellington Bancorp, Inc. (RSSDID: 1406908, Location: Springfield, IL)
Date Established: May 18, 1913
WWW: http://www.hoopestonbank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 7877
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 221 Bank Street, Hoopeston, IL 60942
County: Vermilion
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Danville, IL (#19180)
CBSA Metro Statistical Area: Danville, IL (#19180)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $78.8 mil
Equity capital: $7.1 mil
Deposits held in domestic offices: $70.4 mil
Return on assets (ROA): 0.86% ($0.7 mil)
Quarterly return on assets: 0.89% ($0.7 mil)
Return on Equity (ROE): 9.53% ($0.7 mil)
Quarterly return on equity: 9.93% ($0.7 mil)
Net income: $0.7 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.86% ($677.8 mil)
Quarterly Pretax return on assets: 0.89% ($701.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
23Total employees (full-time equivalent)
$78,813Total assets
$27,781Cash and due from depository institutions
$27,129Interest-bearing balances
$22,565Securities
$0Federal funds sold & reverse repurchase agreements
$27,432Net loans & leases
$297Loan loss allowance
$0Trading account assets
$382Bank premises and fixed assets
$170Other real estate owned
$0Goodwill and other intangibles
$78,813Life insurance assets
$483All other assets
$71,674Total liabilities and capital
$70,447Total liabilities
$59,110Total deposits
$70,447Interest-bearing deposits
$83Deposits held in domestic offices
1150.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$77Subordinated debt
$7,139All other liabilities
$7,139Total equity capital
$7,139Total bank equity capital
$0Perpetual preferred stock
$553Common stock
$1,950Surplus
$4,636Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$135Income earned, not collected on loans
$0Earning assets
$339Long-term assets (5+ years)
$77,126Average Assets, year-to-date
$3,375Average Assets, quarterly
$77,859Volatile liabilities
$78,775Insider loans
$34,280FHLB advances
$80,105Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,139Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,966Restructured Loans and leases
$8Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,536Total interest income
$556Total interest expense
$1,980Net interest income
$19Provision for loan and lease losses
$289Total noninterest income
$1Fiduciary activities
$178Service charges on deposit accounts
$0Trading account gains & fees
$110Additional noninterest income
$1,579Total noninterest expense
$825Salaries and employee benefits
$145Premises and equipment expense
$609Additional noninterest expense
$671Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$671Income before extraordinary items
$0Extraordinary gains - net
$671Net income attributable to bank
$0Net charge-offs
$671Cash dividends
$14Sale, conversion, retirement of capital stock, net
$645Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.47%Yield on earning assets
0.76%Cost of funding earning assets
2.71%Net interest margin
0.40%Noninterest income to earning assets
2.16%Noninterest expense to earning assets
0.86%Net operating income to assets
0.86%Return on assets (ROA)
0.86%Pretax return on assets
9.53%Return on equity (ROE)
0.37%Retained earnings to average equity (YTD only)
0.05%Net charge-offs to loans
135.71%Credit loss provision to net charge-offs
49.29%Efficiency ratio
69,590Assets per employee
3.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
96.13%Loss allowance to loans
1.07%Loss allowance to noncurrent loans
220.00%Noncurrent assets plus other real estate owned to assets
0.39%Noncurrent loans to loans
0.49%Net loans and leases to deposits
38.94%Net loans and leases to core deposits
39.39%Equity capital to assets
9.06%Core capital (leverage) ratio
8.91%Tier 1 risk-based capital ratio
20.83%Total risk-based capital ratio
Memoranda
$22Average assets
$77,859Average earning assets
$7,043Average equity
$73,052Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$309Managed Assets
1Number of Accounts
$309Personal trust and agency accounts
$309Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
5Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	7877	Community Bank	221 Bank Street, Hoopeston, IL 60942	May 18, 1913	Full Service Brick and Mortar
1	227035	Hoopeston Facility	Routes 1 And 9, Hoopeston, IL 60942	May 13, 1983	Limited Service Facility

Community Bank in Hoopeston, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank in Hoopeston, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank in Hoopeston, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches