Community Bank in city_name, state_name - Detailed Financial Reports, Location

Community Bank in Cabot, Arkansas (AR)
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Community Bank - Overview

General
FDIC Certificate #: 1749
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Centennial Bank (#11241)
Federal Reserve ID: 35244
Date Established: March 15, 1903
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 11 (Interstate: No)
OTS Docket #: 12784
FDIC's unique #: 1161
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 21, 2009
Last Structure Change Process Date: March 24, 2009
Last Data Update: March 24, 2009
Data Source Date: April 05, 2012
Location
Address: 1 City Plaza, Cabot, AR 72023
County: Lonoke
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
Financial Summary
Total assets: $424.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

Dollar figures in thousands
79Total employees (full-time equivalent)
$424,273Total assets
$9,615Cash and due from depository institutions
$653Interest-bearing balances
$68,828Securities
$0Federal funds sold & reverse repurchase agreements
$290,966Net loans & leases
$7,879Loan loss allowance
$0Trading account assets
$15,429Bank premises and fixed assets
$305Other real estate owned
$19,932Goodwill and other intangibles
$9,210Life insurance assets
$19,198All other assets
$424,273Total liabilities and capital
$368,373Total liabilities
$292,930Total deposits
$247,352Interest-bearing deposits
$292,930Deposits held in domestic offices
0.00%% insured (estimated)
$8,586Federal funds purchased & repurchase agreements
$0Trading liabilities
$62,500Other borrowed funds
$0Subordinated debt
$4,357All other liabilities
$55,900Total equity capital
$55,900Total bank equity capital
$55,900Perpetual preferred stock
$0Common stock
$625Surplus
$45,684Undivided profits
Memoranda
$9,591Noncurrent loans and leases
$56,815Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,671Earning assets
$0Long-term assets (5+ years)
$2,516Average Assets, year-to-date
$360,447Average Assets, quarterly
$53,467Volatile liabilities
$421,145Insider loans
$428,429FHLB advances
$117,550Loans and leases held for sale
$29,800Unused loan commitments
$57,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$237Total risk weighted assets
$56,815Total unused commitments
$0Restructured Loans and leases
$4,303Derivatives

Income and Expense (December 31, 2008)

Dollar figures in thousands
$23,687Total interest income
$7,955Total interest expense
$15,732Net interest income
$2,275Provision for loan and lease losses
$7,845Total noninterest income
$0Fiduciary activities
$3,692Service charges on deposit accounts
$70Trading account gains & fees
$4,083Additional noninterest income
$12,660Total noninterest expense
$5,181Salaries and employee benefits
$2,050Premises and equipment expense
$5,429Additional noninterest expense
$8,642Pre-tax net operating income
$0Securities gains (losses)
$2,629Applicable income taxes
$6,013Income before extraordinary items
$0Extraordinary gains - net
$6,013Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$935Sale, conversion, retirement of capital stock, net
$3,383Net operating income

Performance and Condition Ratios (December 31, 2008)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.67%Yield on earning assets
2.24%Cost of funding earning assets
4.43%Net interest margin
2.21%Noninterest income to earning assets
3.57%Noninterest expense to earning assets
1.43%Net operating income to assets
1.43%Return on assets (ROA)
2.05%Pretax return on assets
10.92%Return on equity (ROE)
4.78%Retained earnings to average equity (YTD only)
0.33%Net charge-offs to loans
243.32%Credit loss provision to net charge-offs
11.68%Efficiency ratio
50,668Assets per employee
5.37%Cash dividends to net income (YTD only)
Condition Ratios (%)
56.26%Loss allowance to loans
2.64%Loss allowance to noncurrent loans
214.63%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
1.23%Net loans and leases to deposits
99.33%Net loans and leases to core deposits
153.57%Equity capital to assets
13.18%Core capital (leverage) ratio
9.17%Tier 1 risk-based capital ratio
10.98%Total risk-based capital ratio
Memoranda
$12Average assets
$421,145Average earning assets
$55,050Average equity
$354,953Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$26,798Managed Assets
1Number of Accounts
$22,163Personal trust and agency accounts
$12,132Employee benefit-defined contribution accounts
$2,808Employee benefit-defined benefit accounts
$1,152Other retirement accounts
$0Corporate trust and agency accounts
$6,071Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
93Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,635Other retirement accounts
$8Corporate trust and agency accounts
$1,610Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

Community Bank in Cabot, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2008)

Income and Expense (December 31, 2008)

Performance and Condition Ratios (December 31, 2008)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Community Bank in Cabot, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2008)

Income and Expense (December 31, 2008)

Performance and Condition Ratios (December 31, 2008)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Community Bank in Cabot, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches