Community Bank in Fort Worth, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


Community Bank - Overview

  • General
  • FDIC Certificate #: 20202
    Status: Active
    Federal Reserve ID: 268257
    Bank Holding Company (Regulatory Top Holder): Community Bankers, Inc. (RSSDID: 1134014, Location: Fort Worth, TX)
    Date Established: June 24, 1970
    WWW: http://www.communitybank-tx.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Domestic: 10, Interstate: No)
    FDIC's unique #: 13886
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 24, 1970
    Last Structure Change Effective Date: May 05, 2010
    Last Structure Change Process Date: May 18, 2010
    Last Data Update: May 18, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 1300 South University Drive, Fort Worth, TX 76107
    County: Tarrant
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $525.1 mil
    Equity capital: $44.1 mil
    Deposits held in domestic offices: $473.0 mil
    Return on assets (ROA): 1.31% ($6.9 mil)
    Quarterly return on assets: 1.62% ($8.5 mil)
    Return on Equity (ROE): 15.99% ($7.0 mil)
    Quarterly return on equity: 19.57% ($8.6 mil)
    Net income: $6.8 mil
    Quarterly Net income: $2.1 mil
    Pretax return on assets: 1.31% ($6,879.3 mil)
    Quarterly Pretax return on assets: 1.62% ($8,507.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 124Total employees (full-time equivalent)
  • $525,136Total assets
  • $101,562Cash and due from depository institutions
  • $87,530Interest-bearing balances
  • $140,199Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $266,424Net loans & leases
  • $2,050Loan loss allowance
  • $0Trading account assets
  • $9,998Bank premises and fixed assets
  • $2,610Other real estate owned
  • $35Goodwill and other intangibles
  • $525,136Life insurance assets
  • $4,308All other assets
  • $481,001Total liabilities and capital
  • $472,961Total liabilities
  • $387,425Total deposits
  • $472,961Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 7292.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $748Subordinated debt
  • $44,135All other liabilities
  • $44,135Total equity capital
  • $44,135Total bank equity capital
  • $0Perpetual preferred stock
  • $1,500Common stock
  • $13,651Surplus
  • $28,984Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $2,434Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,575Income earned, not collected on loans
  • $4,295Earning assets
  • $1,864Long-term assets (5+ years)
  • $494,153Average Assets, year-to-date
  • $125,589Average Assets, quarterly
  • $519,756Volatile liabilities
  • $526,573Insider loans
  • $243,760FHLB advances
  • $527,383Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $43,851Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $18,213Restructured Loans and leases
  • $3,055Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $20,552Total interest income
  • $1,572Total interest expense
  • $18,980Net interest income
  • $510Provision for loan and lease losses
  • $5,306Total noninterest income
  • $0Fiduciary activities
  • $3,916Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,390Additional noninterest income
  • $16,966Total noninterest expense
  • $8,619Salaries and employee benefits
  • $2,565Premises and equipment expense
  • $5,782Additional noninterest expense
  • $6,810Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $6,810Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,810Net income attributable to bank
  • $0Net charge-offs
  • $6,810Cash dividends
  • $340Sale, conversion, retirement of capital stock, net
  • $4,115Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.23%Yield on earning assets
  • 0.32%Cost of funding earning assets
  • 3.91%Net interest margin
  • 1.09%Noninterest income to earning assets
  • 3.49%Noninterest expense to earning assets
  • 1.31%Net operating income to assets
  • 1.31%Return on assets (ROA)
  • 1.31%Pretax return on assets
  • 15.99%Return on equity (ROE)
  • 6.33%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 150.00%Credit loss provision to net charge-offs
  • 21.53%Efficiency ratio
  • 69,859Assets per employee
  • 4.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 60.43%Loss allowance to loans
  • 0.76%Loss allowance to noncurrent loans
  • 36.77%Noncurrent assets plus other real estate owned to assets
  • 1.56%Noncurrent loans to loans
  • 2.08%Net loans and leases to deposits
  • 56.33%Net loans and leases to core deposits
  • 57.25%Equity capital to assets
  • 8.40%Core capital (leverage) ratio
  • 8.31%Tier 1 risk-based capital ratio
  • 17.99%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $519,756Average earning assets
  • $42,601Average equity
  • $485,729Average loans

List of branches

  • 10 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013886Community Bank1300 South University Drive, Fort Worth, TX 76107June 24, 1970Full Service Brick and Mortar
    1250486Acton Branch3301 Fall Creek Hwy, Acton, TX 76049Febuary 05, 1987Full Service Brick and Mortar
    2250487377 Branch1343 North Plaza Drive, Granbury, TX 76048May 02, 1988Full Service Brick and Mortar
    37598Burleson Branch201 West Ellison Street, Burleson, TX 76028November 22, 1913Full Service Brick and Mortar
    439336201 East Kaufman Street Branch201 East Kaufman Street, Rockwall, TX 75087May 26, 1988Full Service Brick and Mortar
    5261471Srockwall Branch3060 Ridge Road, Rockwall, TX 75087September 15, 1997Full Service Brick and Mortar
    6250488Rowlett Branch5900 Rowlett Road, Rowlett, TX 75089January 25, 1999Full Service Brick and Mortar
    7250489Cleburne Branch104 North Nolan River Road, Cleburne, TX 76031June 07, 1999Full Service Brick and Mortar
    9429762Hurst Branch1842 Precinct Line Rd, Hurst, TX 76054Febuary 02, 2004Full Service Brick and Mortar
    10492993Morgan Street Branch500 S. Morgan Street, Granbury, TX 76048April 05, 2009Full Service Brick and Mortar

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