FDIC Certificate #: 15325 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Texas State Bank (#23346) Federal Reserve ID: 934253 Date Established: Febuary 13, 1935 WWW:http://www.communitybankssb.net Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 31 (Interstate: No) OTS Docket #: 10645 FDIC's unique #: 9661 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes FDIC Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: December 16, 1935 Last Structure Change Effective Date: March 13, 2004 Last Structure Change Process Date: April 12, 2004 Last Data Update: April 12, 2004 Data Source Date: April 05, 2012
Location
Address: 700 Calder Avenue, Beaumont, TX 77701 County: Jefferson Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Beaumont-Port Arthur, TX (#840) Core Based Statistical Area (CBSA): Beaumont-Port Arthur, TX (#13140) CBSA Metro Statistical Area: Beaumont-Port Arthur, TX (#13140)
Financial Summary
Total assets: $1,151.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
440Total employees (full-time equivalent)
$1,151,543Total assets
$120,687Cash and due from depository institutions
$31,517Interest-bearing balances
$175,904Securities
$94,790Federal funds sold & reverse repurchase agreements
$681,862Net loans & leases
$9,563Loan loss allowance
$0Trading account assets
$15,829Bank premises and fixed assets
$4,382Other real estate owned
$28,904Goodwill and other intangibles
$0Life insurance assets
$29,185All other assets
$1,151,543Total liabilities and capital
$1,047,461Total liabilities
$1,041,157Total deposits
$990,349Interest-bearing deposits
$1,041,157Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,215Other borrowed funds
$0Subordinated debt
$5,089All other liabilities
$104,082Total equity capital
$104,082Total bank equity capital
$104,082Perpetual preferred stock
$0Common stock
$1,040Surplus
$95,073Undivided profits
Memoranda
$7,969Noncurrent loans and leases
$153,390Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,291Earning assets
$15Long-term assets (5+ years)
$3,908Average Assets, year-to-date
$984,073Average Assets, quarterly
$193,262Volatile liabilities
$1,043,136Insider loans
$1,127,617FHLB advances
$97,589Loans and leases held for sale
$79,671Unused loan commitments
$1,215Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$153,390Total unused commitments
$0Restructured Loans and leases
$9,563Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$50,003Total interest income
$10,034Total interest expense
$39,969Net interest income
$3,547Provision for loan and lease losses
$19,787Total noninterest income
$1,459Fiduciary activities
$15,067Service charges on deposit accounts
$0Trading account gains & fees
$3,261Additional noninterest income
$37,512Total noninterest expense
$19,846Salaries and employee benefits
$6,667Premises and equipment expense
$10,999Additional noninterest expense
$18,697Pre-tax net operating income
$340Securities gains (losses)
$5,844Applicable income taxes
$13,193Income before extraordinary items
$0Extraordinary gains - net
$13,193Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$3,054Sale, conversion, retirement of capital stock, net
$25,500Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.56%Yield on earning assets
1.12%Cost of funding earning assets
4.45%Net interest margin
2.20%Noninterest income to earning assets
4.17%Noninterest expense to earning assets
1.24%Net operating income to assets
1.26%Return on assets (ROA)
1.82%Pretax return on assets
12.23%Return on equity (ROE)
-11.41%Retained earnings to average equity (YTD only)
0.46%Net charge-offs to loans
116.14%Credit loss provision to net charge-offs
7.28%Efficiency ratio
61,806Assets per employee
2.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
193.28%Loss allowance to loans
1.38%Loss allowance to noncurrent loans
417.42%Noncurrent assets plus other real estate owned to assets
0.58%Noncurrent loans to loans
0.33%Net loans and leases to deposits
65.49%Net loans and leases to core deposits
72.26%Equity capital to assets
9.04%Core capital (leverage) ratio
6.67%Tier 1 risk-based capital ratio
9.13%Total risk-based capital ratio
Memoranda
$10Average assets
$1,043,136Average earning assets
$107,845Average equity
$899,117Average loans
Total Fiduciary and Related Assets (December 31, 2003)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank & Trust, S.S.B..
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: