Community Bank and Trust Company in city_name, state_name - Detailed Financial Reports, Location

Community Bank and Trust Company in Wolfeboro, New Hampshire (NH)
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Community Bank and Trust Company - Overview

General
FDIC Certificate #: 33011
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Ocean Bank (#4264)
Federal Reserve ID: 1463086
Date Established: July 18, 1990
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Interstate: No)
OTS Docket #: 12253
FDIC's unique #: 46192
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: July 18, 1990
Last Structure Change Effective Date: November 01, 2007
Last Structure Change Process Date: November 27, 2007
Last Data Update: November 27, 2007
Data Source Date: April 05, 2012
Location
Address: One Varney Road, Wolfeboro, NH 3894
County: Carroll
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Concord
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Financial Summary
Total assets: $398.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

Dollar figures in thousands
114Total employees (full-time equivalent)
$437,507Total assets
$10,261Cash and due from depository institutions
$150Interest-bearing balances
$7,373Securities
$3,651Federal funds sold & reverse repurchase agreements
$400,444Net loans & leases
$6,124Loan loss allowance
$0Trading account assets
$7,581Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$8,197All other assets
$437,507Total liabilities and capital
$393,365Total liabilities
$345,528Total deposits
$330,612Interest-bearing deposits
$345,528Deposits held in domestic offices
0.00%% insured (estimated)
$344Federal funds purchased & repurchase agreements
$0Trading liabilities
$44,552Other borrowed funds
$0Subordinated debt
$2,941All other liabilities
$44,142Total equity capital
$44,142Total bank equity capital
$44,142Perpetual preferred stock
$0Common stock
$3,616Surplus
$13,878Undivided profits
Memoranda
$26,648Noncurrent loans and leases
$73,423Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$7,449Earning assets
$0Long-term assets (5+ years)
$2,196Average Assets, year-to-date
$411,618Average Assets, quarterly
$8,889Volatile liabilities
$432,517Insider loans
$436,033FHLB advances
$44,916Loans and leases held for sale
$2,974Unused loan commitments
$43,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$697Total risk weighted assets
$73,423Total unused commitments
$0Restructured Loans and leases
$4,789Derivatives

Income and Expense (December 31, 2006)

Dollar figures in thousands
$30,540Total interest income
$9,826Total interest expense
$20,714Net interest income
$175Provision for loan and lease losses
$1,292Total noninterest income
$0Fiduciary activities
$583Service charges on deposit accounts
$0Trading account gains & fees
$709Additional noninterest income
$10,473Total noninterest expense
$6,241Salaries and employee benefits
$1,075Premises and equipment expense
$3,157Additional noninterest expense
$11,358Pre-tax net operating income
-$6Securities gains (losses)
$4,368Applicable income taxes
$6,984Income before extraordinary items
$0Extraordinary gains - net
$6,984Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$225Sale, conversion, retirement of capital stock, net
$6,943Net operating income

Performance and Condition Ratios (December 31, 2006)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.54%Yield on earning assets
2.43%Cost of funding earning assets
5.11%Net interest margin
0.32%Noninterest income to earning assets
2.59%Noninterest expense to earning assets
1.62%Net operating income to assets
1.61%Return on assets (ROA)
2.62%Pretax return on assets
16.08%Return on equity (ROE)
0.09%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
77.78%Credit loss provision to net charge-offs
51.26%Efficiency ratio
47,592Assets per employee
3.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
99.41%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
82.21%Noncurrent assets plus other real estate owned to assets
1.70%Noncurrent loans to loans
1.83%Net loans and leases to deposits
115.89%Net loans and leases to core deposits
133.06%Equity capital to assets
10.09%Core capital (leverage) ratio
10.18%Tier 1 risk-based capital ratio
11.53%Total risk-based capital ratio
Memoranda
$13Average assets
$432,517Average earning assets
$43,443Average equity
$405,044Average loans

Community Bank and Trust Company in Wolfeboro, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

Community Bank and Trust Company in Wolfeboro, New Hampshire (NH)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank and Trust Company - Overview

Assets and Liabilities (December 31, 2006)

Income and Expense (December 31, 2006)

Performance and Condition Ratios (December 31, 2006)

Comment about this bank, ask questions, or add new information about it:

Community Bank and Trust Company in Wolfeboro, New Hampshire (NH)
Overview, Financial Summary, Detailed Financial Reports, Branches