Community Bank of Cape Coral in Cape Coral, Florida (FL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 25, 2009

Community Bank of Cape Coral in Cape Coral, Florida (FL)
Show street view No street view available for this location

Community Bank of Cape Coral - Overview

General
FDIC Certificate #: 57796
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Community Bank of Southwest Florida (#34943)
Federal Reserve ID: 3254185
Date Established: August 11, 2004
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 425188
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: August 11, 2004
Last Structure Change Effective Date: April 25, 2009
Last Structure Change Process Date: May 20, 2009
Last Data Update: May 20, 2009
Data Source Date: April 05, 2012
Location
Address: 61 Hancock Bridge Parkway West, Cape Coral, FL 33991
County: Lee
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: South Florida
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Fort Myers-Cape Coral, FL (#2700)
Core Based Statistical Area (CBSA): Cape Coral-Fort Myers, FL (#15980)
CBSA Metro Statistical Area: Cape Coral-Fort Myers, FL (#15980)
Financial Summary
Total assets: $98.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

Dollar figures in thousands
13Total employees (full-time equivalent)
$101,232Total assets
$1,683Cash and due from depository institutions
$186Interest-bearing balances
$7,630Securities
$1,079Federal funds sold & reverse repurchase agreements
$82,396Net loans & leases
$899Loan loss allowance
$0Trading account assets
$5,515Bank premises and fixed assets
$455Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,474All other assets
$101,232Total liabilities and capital
$94,569Total liabilities
$82,593Total deposits
$76,798Interest-bearing deposits
$82,593Deposits held in domestic offices
0.00%% insured (estimated)
$2,631Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,029Other borrowed funds
$0Subordinated debt
$316All other liabilities
$6,663Total equity capital
$6,663Total bank equity capital
$6,663Perpetual preferred stock
$0Common stock
$4,925Surplus
$5,177Undivided profits
Memoranda
$-3,439Noncurrent loans and leases
$8,002Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,803Earning assets
$0Long-term assets (5+ years)
$339Average Assets, year-to-date
$91,291Average Assets, quarterly
$8,397Volatile liabilities
$91,576Insider loans
$96,152FHLB advances
$30,705Loans and leases held for sale
$8,065Unused loan commitments
$8,700Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,002Total unused commitments
$1,449Restructured Loans and leases
$900Derivatives

Income and Expense (December 31, 2008)

Dollar figures in thousands
$5,110Total interest income
$2,798Total interest expense
$2,312Net interest income
$2,467Provision for loan and lease losses
$7Total noninterest income
$0Fiduciary activities
$76Service charges on deposit accounts
$0Trading account gains & fees
-$69Additional noninterest income
$3,053Total noninterest expense
$1,567Salaries and employee benefits
$614Premises and equipment expense
$872Additional noninterest expense
-$3,201Pre-tax net operating income
$0Securities gains (losses)
-$1,196Applicable income taxes
-$2,005Income before extraordinary items
$0Extraordinary gains - net
-$2,005Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,420Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2008)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.22%Yield on earning assets
3.40%Cost of funding earning assets
2.81%Net interest margin
0.01%Noninterest income to earning assets
3.71%Noninterest expense to earning assets
-2.19%Net operating income to assets
-2.19%Return on assets (ROA)
-3.50%Pretax return on assets
-25.74%Return on equity (ROE)
-25.74%Retained earnings to average equity (YTD only)
3.32%Net charge-offs to loans
101.94%Credit loss provision to net charge-offs
-0.30%Efficiency ratio
131,652Assets per employee
7.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.08%Loss allowance to noncurrent loans
15.49%Noncurrent assets plus other real estate owned to assets
6.18%Noncurrent loans to loans
6.97%Net loans and leases to deposits
99.76%Net loans and leases to core deposits
136.83%Equity capital to assets
6.58%Core capital (leverage) ratio
6.99%Tier 1 risk-based capital ratio
7.52%Total risk-based capital ratio
Memoranda
$9Average assets
$91,576Average earning assets
$7,789Average equity
$82,192Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community Bank of Cape Coral.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.