Community Bank of Georgia in city_name, state_name - Detailed Financial Reports, Location

Community Bank of Georgia in Tucker, Georgia (GA)
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Community Bank of Georgia - Overview

General
FDIC Certificate #: 33474
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Main Street Bank (#9243)
Federal Reserve ID: 1876743
Date Established: August 05, 1991
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 15535
FDIC's unique #: 47180
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 05, 1991
Last Structure Change Effective Date: December 29, 2000
Last Structure Change Process Date: Febuary 09, 2001
Last Data Update: Febuary 09, 2001
Data Source Date: April 05, 2012
Location
Address: 3333 Lawrenceville Highway, Tucker, GA 30084
County: Dekalb
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
Financial Summary
Total assets: $115.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
30Total employees (full-time equivalent)
$92,788Total assets
$4,786Cash and due from depository institutions
$1,047Interest-bearing balances
$14,539Securities
$0Federal funds sold & reverse repurchase agreements
$68,085Net loans & leases
$935Loan loss allowance
$0Trading account assets
$2,877Bank premises and fixed assets
$105Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,396All other assets
$92,788Total liabilities and capital
$85,227Total liabilities
$79,094Total deposits
$64,341Interest-bearing deposits
$79,094Deposits held in domestic offices
0.00%% insured (estimated)
$2,595Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,000Other borrowed funds
$0Subordinated debt
$538All other liabilities
$7,561Total equity capital
$7,561Total bank equity capital
$7,561Perpetual preferred stock
$0Common stock
$2,337Surplus
$3,838Undivided profits
Memoranda
$1,386Noncurrent loans and leases
$25,827Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$178Earning assets
$0Long-term assets (5+ years)
$374Average Assets, year-to-date
$83,671Average Assets, quarterly
$24,491Volatile liabilities
$89,177Insider loans
$93,886FHLB advances
$12,994Loans and leases held for sale
$271Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$25,827Total unused commitments
$0Restructured Loans and leases
$935Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$7,431Total interest income
$2,927Total interest expense
$4,504Net interest income
$240Provision for loan and lease losses
$481Total noninterest income
$0Fiduciary activities
$311Service charges on deposit accounts
$0Trading account gains & fees
$170Additional noninterest income
$2,844Total noninterest expense
$1,517Salaries and employee benefits
$436Premises and equipment expense
$891Additional noninterest expense
$1,901Pre-tax net operating income
-$3Securities gains (losses)
$652Applicable income taxes
$1,246Income before extraordinary items
$0Extraordinary gains - net
$1,246Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$46Sale, conversion, retirement of capital stock, net
$273Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
9.25%Yield on earning assets
3.64%Cost of funding earning assets
5.60%Net interest margin
0.60%Noninterest income to earning assets
3.54%Noninterest expense to earning assets
1.40%Net operating income to assets
1.40%Return on assets (ROA)
2.13%Pretax return on assets
16.79%Return on equity (ROE)
13.11%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
521.74%Credit loss provision to net charge-offs
46.54%Efficiency ratio
57,051Assets per employee
3.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
21.91%Loss allowance to loans
1.35%Loss allowance to noncurrent loans
525.28%Noncurrent assets plus other real estate owned to assets
0.30%Noncurrent loans to loans
0.26%Net loans and leases to deposits
86.08%Net loans and leases to core deposits
99.11%Equity capital to assets
8.15%Core capital (leverage) ratio
8.88%Tier 1 risk-based capital ratio
10.27%Total risk-based capital ratio
Memoranda
$11Average assets
$89,177Average earning assets
$7,422Average equity
$80,361Average loans

Community Bank of Georgia in Tucker, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Georgia - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community Bank of Georgia in Tucker, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank of Georgia - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community Bank of Georgia in Tucker, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches