FDIC Certificate #: 19097 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:The First National Bank in Tremont (#3749) Federal Reserve ID: 1005833 Date Established: May 01, 1964 WWW:http://www.hopedalebank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 12929 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 01, 1964 Last Structure Change Effective Date: March 12, 2004 Last Structure Change Process Date: April 05, 2004 Last Data Update: April 05, 2004 Data Source Date: April 05, 2012
Location
Address: Main Street, Hopedale, IL 61747 County: Tazewell Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Peoria-Pekin, IL (#6120) Combined Statistical Area (CSA): Peoria-Canton, IL (#426) Core Based Statistical Area (CBSA): Peoria, IL (#37900) CBSA Metro Statistical Area: Peoria, IL (#37900)
Financial Summary
Total assets: $13.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
8Total employees (full-time equivalent)
$12,960Total assets
$681Cash and due from depository institutions
$8Interest-bearing balances
$7,621Securities
$950Federal funds sold & reverse repurchase agreements
$3,512Net loans & leases
$57Loan loss allowance
$0Trading account assets
$36Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$160All other assets
$12,960Total liabilities and capital
$11,827Total liabilities
$11,758Total deposits
$10,048Interest-bearing deposits
$11,758Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$69All other liabilities
$1,133Total equity capital
$1,133Total bank equity capital
$1,133Perpetual preferred stock
$0Common stock
$150Surplus
$350Undivided profits
Memoranda
$633Noncurrent loans and leases
$599Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$11Earning assets
$0Long-term assets (5+ years)
$103Average Assets, year-to-date
$12,091Average Assets, quarterly
$7Volatile liabilities
$13,949Insider loans
$13,455FHLB advances
$412Loans and leases held for sale
$342Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$599Total unused commitments
$0Restructured Loans and leases
$44Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$583Total interest income
$179Total interest expense
$404Net interest income
$13Provision for loan and lease losses
$84Total noninterest income
$0Fiduciary activities
$49Service charges on deposit accounts
$0Trading account gains & fees
$35Additional noninterest income
$455Total noninterest expense
$240Salaries and employee benefits
$51Premises and equipment expense
$164Additional noninterest expense
$20Pre-tax net operating income
$0Securities gains (losses)
$2Applicable income taxes
$18Income before extraordinary items
$0Extraordinary gains - net
$18Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$13Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.39%Yield on earning assets
1.35%Cost of funding earning assets
3.04%Net interest margin
0.63%Noninterest income to earning assets
3.42%Noninterest expense to earning assets
0.13%Net operating income to assets
0.13%Return on assets (ROA)
0.14%Pretax return on assets
1.54%Return on equity (ROE)
1.54%Retained earnings to average equity (YTD only)
0.30%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
2.54%Efficiency ratio
93,238Assets per employee
1.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.60%Loss allowance to noncurrent loans
518.18%Noncurrent assets plus other real estate owned to assets
0.08%Noncurrent loans to loans
0.31%Net loans and leases to deposits
29.87%Net loans and leases to core deposits
30.95%Equity capital to assets
8.74%Core capital (leverage) ratio
7.77%Tier 1 risk-based capital ratio
30.55%Total risk-based capital ratio
Memoranda
$32Average assets
$13,949Average earning assets
$1,167Average equity
$13,289Average loans
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