FDIC Certificate #: 58423 Status: Active Federal Reserve ID: 3448425 Bank Holding Company (Regulatory Top Holder): Lolyn Financial Corporation (RSSDID: 1974630, Location: Raymore, MO) Date Established: December 04, 2006 WWW:http://www.cbphonline.net Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 451412 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: December 04, 2006 Last Structure Change Effective Date: December 12, 2009 Last Structure Change Process Date: December 16, 2009 Last Data Update: December 16, 2009 Data Source Date: April 05, 2012
Location
Address: 2401 North Highway 7, Pleasant Hill, MO 64080 County: Cass Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Kansas City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760) Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312) Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140) CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Office Purchased
Financial Summary
Total assets: $52.4 mil Equity capital: $4.9 mil Deposits held in domestic offices: $47.4 mil Return on assets (ROA): 0.93% ($0.5 mil) Quarterly return on assets: 0.40% ($0.2 mil) Return on Equity (ROE): 9.41% ($0.5 mil) Quarterly return on equity: 4.08% ($0.2 mil) Net income: $0.4 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.96% ($503.0 mil) Quarterly Pretax return on assets: 0.52% ($272.5 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
11Total employees (full-time equivalent)
$52,398Total assets
$4,300Cash and due from depository institutions
$148Interest-bearing balances
$18,389Securities
$0Federal funds sold & reverse repurchase agreements
$26,064Net loans & leases
$372Loan loss allowance
$0Trading account assets
$2,471Bank premises and fixed assets
$490Other real estate owned
$53Goodwill and other intangibles
$52,398Life insurance assets
$631All other assets
$47,476Total liabilities and capital
$47,386Total liabilities
$38,676Total deposits
$47,386Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$90Subordinated debt
$4,922All other liabilities
$4,922Total equity capital
$4,922Total bank equity capital
$0Perpetual preferred stock
$670Common stock
$6,030Surplus
$-1,778Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$144Long-term assets (5+ years)
$44,601Average Assets, year-to-date
$20,883Average Assets, quarterly
$47,526Volatile liabilities
$50,193Insider loans
$33,613FHLB advances
$49,871Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,872Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,779Restructured Loans and leases
$1,357Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,922Total interest income
$417Total interest expense
$1,505Net interest income
$11Provision for loan and lease losses
$506Total noninterest income
$0Fiduciary activities
$344Service charges on deposit accounts
$0Trading account gains & fees
$162Additional noninterest income
$1,560Total noninterest expense
$611Salaries and employee benefits
$233Premises and equipment expense
$716Additional noninterest expense
$440Pre-tax net operating income
$16Securities gains (losses)
$16Applicable income taxes
$440Income before extraordinary items
$0Extraordinary gains - net
$440Net income attributable to bank
$0Net charge-offs
$440Cash dividends
$38Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.60%Yield on earning assets
1.00%Cost of funding earning assets
3.60%Net interest margin
1.21%Noninterest income to earning assets
3.73%Noninterest expense to earning assets
0.89%Net operating income to assets
0.93%Return on assets (ROA)
0.96%Pretax return on assets
9.41%Return on equity (ROE)
9.41%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
28.95%Credit loss provision to net charge-offs
11.87%Efficiency ratio
77,374Assets per employee
4.76%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.41%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.94%Noncurrent loans to loans
0.00%Net loans and leases to deposits
55.00%Net loans and leases to core deposits
59.00%Equity capital to assets
9.39%Core capital (leverage) ratio
9.77%Tier 1 risk-based capital ratio
14.49%Total risk-based capital ratio
Memoranda
$16Average assets
$47,526Average earning assets
$4,674Average equity
$41,789Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
451412
Community Bank Of Pleasant Hill
2401 North Highway 7, Pleasant Hill, MO 64080
December 04, 2006
Full Service Brick and Mortar
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