Community Federal Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Community Federal Savings Bank in Fort Oglethorpe, Georgia (GA)
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Community Federal Savings Bank - Overview

General
FDIC Certificate #: 31952
Status: Inactive
Closing history: Corrections
Acquiring institution: AmSouth Bank of Georgia (#33766)
Federal Reserve ID: 927778
Date Established: December 11, 1978
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 7643
FDIC's unique #: 44786
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: December 12, 1978
Last Structure Change Effective Date: Febuary 17, 1995
Last Structure Change Process Date: April 06, 1995
Last Data Update: November 21, 1995
Data Source Date: April 05, 2012
Location
Address: 385 Battlefield Parkway, Fort Oglethorpe, GA 30742
County: Catoosa
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Atlanta
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Chattanooga, TN-GA (#1560)
Combined Statistical Area (CSA): Chattanooga-Cleveland-Athens, TN-GA (#174)
Core Based Statistical Area (CBSA): Chattanooga, TN-GA (#16860)
CBSA Metro Statistical Area: Chattanooga, TN-GA (#16860)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $107.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$48Total assets
$107,018Cash and due from depository institutions
$5,876Interest-bearing balances
$4,901Securities
$1,019Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$96,754Loan loss allowance
$744Trading account assets
$0Bank premises and fixed assets
$1,513Other real estate owned
$114Goodwill and other intangibles
$1,742Life insurance assets
$0All other assets
$0Total liabilities and capital
$107,018Total liabilities
$96,229Total deposits
$88,396Interest-bearing deposits
$85,690Deposits held in domestic offices
88396.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$7,000Subordinated debt
$0All other liabilities
$833Total equity capital
$833Total bank equity capital
$10,789Perpetual preferred stock
$0Common stock
$249Surplus
$2,039Undivided profits
Memoranda
$8,501Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$377Income earned, not collected on loans
$610Earning assets
$102,674Long-term assets (5+ years)
$0Average Assets, year-to-date
$103,591Average Assets, quarterly
$105,311Volatile liabilities
$13,574Insider loans
$0FHLB advances
$7,000Loans and leases held for sale
$0Unused loan commitments
$475Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$10,789Total risk weighted assets
$64,240Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$7,839Total interest expense
$3,668Net interest income
$4,171Provision for loan and lease losses
$55Total noninterest income
$886Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$886Total noninterest expense
$2,518Salaries and employee benefits
$1,084Premises and equipment expense
$680Additional noninterest expense
$754Pre-tax net operating income
$2,484Securities gains (losses)
$0Applicable income taxes
$924Income before extraordinary items
$1,560Extraordinary gains - net
$0Net income attributable to bank
$1,560Net charge-offs
$28Cash dividends
$448Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.90%Cost of funding earning assets
3.70%Net interest margin
4.21%Noninterest income to earning assets
0.89%Noninterest expense to earning assets
2.54%Net operating income to assets
1.51%Return on assets (ROA)
1.51%Pretax return on assets
2.40%Return on equity (ROE)
15.26%Retained earnings to average equity (YTD only)
10.88%Net charge-offs to loans
0.03%Credit loss provision to net charge-offs
196.43%Efficiency ratio
49,792Assets per employee
2.23%Cash dividends to net income (YTD only)
Condition Ratios (%)
28.72%Loss allowance to loans
0.76%Loss allowance to noncurrent loans
197.35%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
0.39%Net loans and leases to deposits
109.46%Net loans and leases to core deposits
118.25%Equity capital to assets
10.08%Core capital (leverage) ratio
10.08%Tier 1 risk-based capital ratio
16.79%Total risk-based capital ratio
Memoranda
$18Average assets
$103,591Average earning assets
$10,224Average equity
$99,177Average loans

Community Federal Savings Bank in Fort Oglethorpe, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Community Federal Savings Bank in Fort Oglethorpe, Georgia (GA)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Federal Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Community Federal Savings Bank in Fort Oglethorpe, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches