Community First National Bank in Cheyenne, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 29, 2000

  • Community First National Bank in Cheyenne, Wyoming (WY)
  • Show street view No street view available for this location

Community First National Bank - Overview

  • General
  • FDIC Certificate #: 18160
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community First National Bank (#3924)
    Federal Reserve ID: 880958
    Date Established: March 01, 1960
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 28 (Interstate: No)
    FDIC's unique #: 12081
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 01, 1960
    Last Structure Change Effective Date: August 29, 2000
    Last Structure Change Process Date: October 03, 2000
    Last Data Update: October 03, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 1800 Carey Avenue, Cheyenne, WY 82001
    County: Laramie
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Cheyenne, WY (#1580)
    Core Based Statistical Area (CBSA): Cheyenne, WY (#16940)
    CBSA Metro Statistical Area: Cheyenne, WY (#16940)
  • Financial Summary
  • Total assets: $1,058.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 310Total employees (full-time equivalent)
  • $1,059,978Total assets
  • $41,736Cash and due from depository institutions
  • $6Interest-bearing balances
  • $407,747Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $514,271Net loans & leases
  • $7,064Loan loss allowance
  • $0Trading account assets
  • $25,174Bank premises and fixed assets
  • $172Other real estate owned
  • $49,394Goodwill and other intangibles
  • $0Life insurance assets
  • $21,484All other assets
  • $1,059,978Total liabilities and capital
  • $929,223Total liabilities
  • $826,355Total deposits
  • $752,449Interest-bearing deposits
  • $826,355Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $41,961Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $50,524Other borrowed funds
  • $0Subordinated debt
  • $10,383All other liabilities
  • $130,755Total equity capital
  • $130,755Total bank equity capital
  • $130,755Perpetual preferred stock
  • $0Common stock
  • $10,000Surplus
  • $114,151Undivided profits
  • Memoranda
  • $6,604Noncurrent loans and leases
  • $81,606Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,438Earning assets
  • $0Long-term assets (5+ years)
  • $3,942Average Assets, year-to-date
  • $922,024Average Assets, quarterly
  • $314,681Volatile liabilities
  • $1,067,812Insider loans
  • $1,062,089FHLB advances
  • $232,233Loans and leases held for sale
  • $147Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $586Total risk weighted assets
  • $81,606Total unused commitments
  • $0Restructured Loans and leases
  • $7,112Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $73,311Total interest income
  • $29,200Total interest expense
  • $44,111Net interest income
  • $2,226Provision for loan and lease losses
  • $10,312Total noninterest income
  • $795Fiduciary activities
  • $6,634Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,883Additional noninterest income
  • $32,156Total noninterest expense
  • $11,153Salaries and employee benefits
  • $4,608Premises and equipment expense
  • $16,395Additional noninterest expense
  • $20,041Pre-tax net operating income
  • $498Securities gains (losses)
  • $6,411Applicable income taxes
  • $14,128Income before extraordinary items
  • $0Extraordinary gains - net
  • $14,128Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,359Sale, conversion, retirement of capital stock, net
  • $13,500Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.87%Yield on earning assets
  • 3.14%Cost of funding earning assets
  • 4.74%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 3.45%Noninterest expense to earning assets
  • 1.29%Net operating income to assets
  • 1.32%Return on assets (ROA)
  • 1.92%Pretax return on assets
  • 10.32%Return on equity (ROE)
  • 0.46%Retained earnings to average equity (YTD only)
  • 0.27%Net charge-offs to loans
  • 163.80%Credit loss provision to net charge-offs
  • 16.38%Efficiency ratio
  • 51,848Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.55%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 205.47%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 62.23%Net loans and leases to core deposits
  • 74.96%Equity capital to assets
  • 12.34%Core capital (leverage) ratio
  • 8.90%Tier 1 risk-based capital ratio
  • 13.44%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $1,067,812Average earning assets
  • $136,890Average equity
  • $930,981Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Community First National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents