Community First National Bank in city_name, state_name - Detailed Financial Reports, Location

Community First National Bank in Little Falls, Minnesota (MN)
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Community First National Bank - Overview

General
FDIC Certificate #: 5184
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community First National Bank (#5148)
Federal Reserve ID: 915757
Date Established: January 01, 1883
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 8 (Interstate: No)
OTS Docket #: 9761
FDIC's unique #: 3475
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1997
Last Structure Change Process Date: January 16, 1997
Last Data Update: January 16, 1997
Data Source Date: April 05, 2012
Location
Address: 65 East Broadway, Little Falls, MN 56345
County: Morrison
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Minneapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $234.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$84Total assets
$234,077Cash and due from depository institutions
$11,624Interest-bearing balances
$523Securities
$51,714Federal funds sold & reverse repurchase agreements
$1,030Net loans & leases
$157,412Loan loss allowance
$2,177Trading account assets
$0Bank premises and fixed assets
$2,766Other real estate owned
$12Goodwill and other intangibles
$8,492Life insurance assets
$1,027All other assets
$0Total liabilities and capital
$234,077Total liabilities
$215,465Total deposits
$199,110Interest-bearing deposits
$168,629Deposits held in domestic offices
199110.00%% insured (estimated)
$90Federal funds purchased & repurchase agreements
$829Trading liabilities
$0Other borrowed funds
$13,000Subordinated debt
$0All other liabilities
$2,526Total equity capital
$2,526Total bank equity capital
$18,612Perpetual preferred stock
$0Common stock
$4,374Surplus
$10,177Undivided profits
Memoranda
$4,061Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$344Income earned, not collected on loans
$2,014Earning assets
$210,679Long-term assets (5+ years)
$41,048Average Assets, year-to-date
$231,708Average Assets, quarterly
$233,462Volatile liabilities
$32,122Insider loans
$89FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$28,740Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$17,390Total risk weighted assets
$179,385Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$18,362Total interest expense
$7,665Net interest income
$10,697Provision for loan and lease losses
$504Total noninterest income
$1,812Fiduciary activities
$0Service charges on deposit accounts
$761Trading account gains & fees
$0Additional noninterest income
$1,051Total noninterest expense
$5,546Salaries and employee benefits
$2,520Premises and equipment expense
$721Additional noninterest expense
$2,305Pre-tax net operating income
$6,459Securities gains (losses)
$12Applicable income taxes
$2,312Income before extraordinary items
$4,159Extraordinary gains - net
$0Net income attributable to bank
$4,159Net charge-offs
$383Cash dividends
$3,499Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.71%Cost of funding earning assets
3.64%Net interest margin
5.08%Noninterest income to earning assets
0.86%Noninterest expense to earning assets
2.63%Net operating income to assets
1.79%Return on assets (ROA)
1.79%Pretax return on assets
2.79%Return on equity (ROE)
22.87%Retained earnings to average equity (YTD only)
3.63%Net charge-offs to loans
0.24%Credit loss provision to net charge-offs
131.59%Efficiency ratio
43,401Assets per employee
2.79%Cash dividends to net income (YTD only)
Condition Ratios (%)
84.13%Loss allowance to loans
1.36%Loss allowance to noncurrent loans
632.85%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.22%Net loans and leases to deposits
79.06%Net loans and leases to core deposits
87.06%Equity capital to assets
7.95%Core capital (leverage) ratio
6.68%Tier 1 risk-based capital ratio
9.69%Total risk-based capital ratio
Memoranda
$11Average assets
$231,708Average earning assets
$18,187Average equity
$210,735Average loans

Community First National Bank in Little Falls, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Little Falls, Minnesota (MN)Overview, Financial Summary, Detailed Financial Reports, Branches

Community First National Bank - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

Community First National Bank in Little Falls, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches