Community National Bank in city_name, state_name - Detailed Financial Reports, Location

Community National Bank in Friendswood, Texas (TX)
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Community National Bank - Overview

General
FDIC Certificate #: 23938
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Lockwood National Bank of Houston (#17760)
Federal Reserve ID: 249452
Date Established: July 01, 1982
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 16708
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: July 01, 1982
Last Structure Change Effective Date: April 01, 1993
Last Structure Change Process Date: July 23, 1993
Last Data Update: July 23, 1993
Data Source Date: April 05, 2012
Location
Address: 203 South Friendswood Drive, Friendswood, TX 77546
County: Galveston
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Galveston-Texas City, TX (#2920)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $39.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$22Total assets
$40,471Cash and due from depository institutions
$3,295Interest-bearing balances
$0Securities
$4,847Federal funds sold & reverse repurchase agreements
$2,400Net loans & leases
$28,379Loan loss allowance
$400Trading account assets
$0Bank premises and fixed assets
$701Other real estate owned
$560Goodwill and other intangibles
$289Life insurance assets
$0All other assets
$0Total liabilities and capital
$40,471Total liabilities
$36,819Total deposits
$36,402Interest-bearing deposits
$24,495Deposits held in domestic offices
36402.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$177Subordinated debt
$0All other liabilities
$240Total equity capital
$240Total bank equity capital
$3,652Perpetual preferred stock
$0Common stock
$747Surplus
$753Undivided profits
Memoranda
$2,152Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$348Income earned, not collected on loans
$171Earning assets
$35,626Long-term assets (5+ years)
$392Average Assets, year-to-date
$39,824Average Assets, quarterly
$39,808Volatile liabilities
$3,755Insider loans
$17FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$124Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,652Total risk weighted assets
$29,579Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$3,297Total interest expense
$880Net interest income
$2,417Provision for loan and lease losses
$187Total noninterest income
$683Fiduciary activities
$0Service charges on deposit accounts
$596Trading account gains & fees
$0Additional noninterest income
$87Total noninterest expense
$1,919Salaries and employee benefits
$897Premises and equipment expense
$150Additional noninterest expense
$872Pre-tax net operating income
$994Securities gains (losses)
$35Applicable income taxes
$350Income before extraordinary items
$679Extraordinary gains - net
$0Net income attributable to bank
$679Net charge-offs
$206Cash dividends
$249Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.45%Cost of funding earning assets
2.52%Net interest margin
6.92%Noninterest income to earning assets
1.96%Noninterest expense to earning assets
5.50%Net operating income to assets
1.65%Return on assets (ROA)
1.71%Pretax return on assets
2.58%Return on equity (ROE)
19.44%Retained earnings to average equity (YTD only)
12.31%Net charge-offs to loans
0.73%Credit loss provision to net charge-offs
90.78%Efficiency ratio
61,903Assets per employee
1.84%Cash dividends to net income (YTD only)
Condition Ratios (%)
36.67%Loss allowance to loans
1.39%Loss allowance to noncurrent loans
114.94%Noncurrent assets plus other real estate owned to assets
2.24%Noncurrent loans to loans
1.21%Net loans and leases to deposits
77.96%Net loans and leases to core deposits
86.46%Equity capital to assets
9.02%Core capital (leverage) ratio
9.07%Tier 1 risk-based capital ratio
12.35%Total risk-based capital ratio
Memoranda
$14Average assets
$39,824Average earning assets
$3,492Average equity
$34,906Average loans

Community National Bank in Friendswood, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community National Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Community National Bank in Friendswood, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Community National Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Community National Bank in Friendswood, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches