Community Trust Bank, FSB in city_name, state_name - Detailed Financial Reports, Location

Community Trust Bank, FSB in Campbellsville, Kentucky (KY)
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Community Trust Bank, FSB - Overview

General
FDIC Certificate #: 30087
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Community Trust Bank, Inc. (#2720)
Federal Reserve ID: 741572
Date Established: January 01, 1932
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 4722
FDIC's unique #: 42921
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: May 22, 1940
Last Structure Change Effective Date: December 29, 2000
Last Structure Change Process Date: January 19, 2001
Last Data Update: January 19, 2001
Data Source Date: April 05, 2012
Location
Address: 1218 East Broadway, Campbellsville, KY 42718
County: Taylor
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Dallas
FDIC Field Office: Elizabethtown
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Campbellsville, KY (#15820)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $182.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
55Total employees (full-time equivalent)
$181,478Total assets
$5,483Cash and due from depository institutions
$27Interest-bearing balances
$18,898Securities
$31,133Federal funds sold & reverse repurchase agreements
$118,411Net loans & leases
$1,872Loan loss allowance
$0Trading account assets
$2,746Bank premises and fixed assets
$423Other real estate owned
$982Goodwill and other intangibles
$0Life insurance assets
$3,402All other assets
$181,478Total liabilities and capital
$166,344Total liabilities
$157,598Total deposits
$157,598Interest-bearing deposits
$157,598Deposits held in domestic offices
0.00%% insured (estimated)
$3,048Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,352Other borrowed funds
$0Subordinated debt
$1,346All other liabilities
$15,134Total equity capital
$15,134Total bank equity capital
$15,134Perpetual preferred stock
$0Common stock
$1Surplus
$3,011Undivided profits
Memoranda
$12,122Noncurrent loans and leases
$12,344Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,020Earning assets
$0Long-term assets (5+ years)
$898Average Assets, year-to-date
$168,469Average Assets, quarterly
$0Volatile liabilities
$177,701Insider loans
$180,733FHLB advances
$27,819Loans and leases held for sale
$937Unused loan commitments
$4,352Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$12,344Total unused commitments
$482Restructured Loans and leases
$1,338Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$13,115Total interest income
$7,254Total interest expense
$5,861Net interest income
$472Provision for loan and lease losses
$1,385Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$1,385Additional noninterest income
$4,323Total noninterest expense
$1,824Salaries and employee benefits
$848Premises and equipment expense
$1,651Additional noninterest expense
$2,451Pre-tax net operating income
$202Securities gains (losses)
$901Applicable income taxes
$1,752Income before extraordinary items
$0Extraordinary gains - net
$1,752Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$541Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.92%Yield on earning assets
4.38%Cost of funding earning assets
3.54%Net interest margin
0.84%Noninterest income to earning assets
2.61%Noninterest expense to earning assets
0.91%Net operating income to assets
0.99%Return on assets (ROA)
1.49%Pretax return on assets
12.26%Return on equity (ROE)
12.26%Retained earnings to average equity (YTD only)
0.44%Net charge-offs to loans
87.25%Credit loss provision to net charge-offs
5.40%Efficiency ratio
57,880Assets per employee
3.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.56%Loss allowance to noncurrent loans
183.53%Noncurrent assets plus other real estate owned to assets
0.80%Noncurrent loans to loans
0.85%Net loans and leases to deposits
75.13%Net loans and leases to core deposits
86.32%Equity capital to assets
8.34%Core capital (leverage) ratio
7.94%Tier 1 risk-based capital ratio
13.47%Total risk-based capital ratio
Memoranda
$15Average assets
$177,701Average earning assets
$14,291Average equity
$165,668Average loans

Community Trust Bank, FSB in Campbellsville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Trust Bank, FSB - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community Trust Bank, FSB in Campbellsville, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Trust Bank, FSB - Overview

Assets and Liabilities (December 31, 1999)

Income and Expense (December 31, 1999)

Performance and Condition Ratios (December 31, 1999)

Comment about this bank, ask questions, or add new information about it:

Community Trust Bank, FSB in Campbellsville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches