Compass Bank-Central Texas in Belton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 16, 1996

Compass Bank-Central Texas in Belton, Texas (TX)
Show street view No street view available for this location

Compass Bank-Central Texas - Overview

General
FDIC Certificate #: 3101
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Compass Bank (#27419)
Federal Reserve ID: 168852
Date Established: January 01, 1907
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 11007
FDIC's unique #: 1979
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 16, 1996
Last Structure Change Process Date: November 07, 1996
Last Data Update: November 07, 1996
Data Source Date: April 05, 2012
Location
Address: 313 East Central Avenue, Belton, TX 76513
County: Bell
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Killeen-Temple, TX (#3810)
Core Based Statistical Area (CBSA): Killeen-Temple-Fort Hood, TX (#28660)
CBSA Metro Statistical Area: Killeen-Temple-Fort Hood, TX (#28660)
Financial Summary
Total assets: $154.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$69Total assets
$138,501Cash and due from depository institutions
$6,291Interest-bearing balances
$989Securities
$47,816Federal funds sold & reverse repurchase agreements
$8,080Net loans & leases
$72,373Loan loss allowance
$777Trading account assets
$0Bank premises and fixed assets
$2,112Other real estate owned
$89Goodwill and other intangibles
$1,528Life insurance assets
$212All other assets
$0Total liabilities and capital
$138,501Total liabilities
$127,069Total deposits
$125,454Interest-bearing deposits
$97,648Deposits held in domestic offices
125454.00%% insured (estimated)
$86Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$950Subordinated debt
$0All other liabilities
$665Total equity capital
$665Total bank equity capital
$11,432Perpetual preferred stock
$0Common stock
$300Surplus
$759Undivided profits
Memoranda
$10,373Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$198Income earned, not collected on loans
$482Earning assets
$129,258Long-term assets (5+ years)
$2,957Average Assets, year-to-date
$130,804Average Assets, quarterly
$135,350Volatile liabilities
$13,137Insider loans
$1,168FHLB advances
$0Loans and leases held for sale
$531Unused loan commitments
$16,286Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$10,895Total risk weighted assets
$70,009Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$9,618Total interest expense
$3,566Net interest income
$6,052Provision for loan and lease losses
$269Total noninterest income
$1,432Fiduciary activities
$0Service charges on deposit accounts
$1,083Trading account gains & fees
$0Additional noninterest income
$349Total noninterest expense
$3,998Salaries and employee benefits
$2,081Premises and equipment expense
$571Additional noninterest expense
$1,346Pre-tax net operating income
$3,217Securities gains (losses)
$0Applicable income taxes
$1,094Income before extraordinary items
$2,123Extraordinary gains - net
$0Net income attributable to bank
$2,123Net charge-offs
$71Cash dividends
$150Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.92%Cost of funding earning assets
2.94%Net interest margin
4.98%Noninterest income to earning assets
1.18%Noninterest expense to earning assets
3.29%Net operating income to assets
1.62%Return on assets (ROA)
1.62%Pretax return on assets
2.46%Return on equity (ROE)
21.28%Retained earnings to average equity (YTD only)
19.77%Net charge-offs to loans
0.10%Credit loss provision to net charge-offs
378.87%Efficiency ratio
52,191Assets per employee
2.01%Cash dividends to net income (YTD only)
Condition Ratios (%)
7.07%Loss allowance to loans
1.06%Loss allowance to noncurrent loans
392.42%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.27%Net loans and leases to deposits
57.69%Net loans and leases to core deposits
64.44%Equity capital to assets
8.25%Core capital (leverage) ratio
8.00%Tier 1 risk-based capital ratio
15.56%Total risk-based capital ratio
Memoranda
$17Average assets
$130,804Average earning assets
$9,977Average equity
$121,450Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Compass Bank-Central Texas.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.