Consolidated State Bank in Hill City, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 2000

Consolidated State Bank in Hill City, Kansas (KS)
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Consolidated State Bank - Overview

General
FDIC Certificate #: 14745
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The First State Bank (#5835)
Federal Reserve ID: 995759
Date Established: June 24, 1932
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
OTS Docket #: 15383
FDIC's unique #: 9223
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 15, 1934
Last Structure Change Effective Date: January 01, 2000
Last Structure Change Process Date: March 14, 2000
Last Data Update: March 14, 2000
Data Source Date: April 05, 2012
Location
Address: 101 East Cherry Street, Hill City, KS 67642
County: Graham
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $39.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

Dollar figures in thousands
12Total employees (full-time equivalent)
$39,325Total assets
$1,198Cash and due from depository institutions
$0Interest-bearing balances
$6,464Securities
$776Federal funds sold & reverse repurchase agreements
$29,772Net loans & leases
$1,014Loan loss allowance
$0Trading account assets
$197Bank premises and fixed assets
$0Other real estate owned
$6Goodwill and other intangibles
$0Life insurance assets
$912All other assets
$39,325Total liabilities and capital
$35,876Total liabilities
$35,182Total deposits
$31,825Interest-bearing deposits
$35,182Deposits held in domestic offices
0.00%% insured (estimated)
$487Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$207All other liabilities
$3,449Total equity capital
$3,449Total bank equity capital
$3,449Perpetual preferred stock
$0Common stock
$250Surplus
$2,285Undivided profits
Memoranda
$914Noncurrent loans and leases
$2,336Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,864Earning assets
$0Long-term assets (5+ years)
$617Average Assets, year-to-date
$37,012Average Assets, quarterly
$4,253Volatile liabilities
$41,163Insider loans
$39,521FHLB advances
$5,358Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$2,336Total unused commitments
$0Restructured Loans and leases
$390Derivatives

Income and Expense (December 31, 1999)

Dollar figures in thousands
$3,103Total interest income
$1,559Total interest expense
$1,544Net interest income
$200Provision for loan and lease losses
$195Total noninterest income
$0Fiduciary activities
$174Service charges on deposit accounts
$0Trading account gains & fees
$21Additional noninterest income
$821Total noninterest expense
$530Salaries and employee benefits
$84Premises and equipment expense
$207Additional noninterest expense
$718Pre-tax net operating income
-$9Securities gains (losses)
$11Applicable income taxes
$698Income before extraordinary items
$0Extraordinary gains - net
$698Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$49Sale, conversion, retirement of capital stock, net
$462Net operating income

Performance and Condition Ratios (December 31, 1999)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.97%Yield on earning assets
4.01%Cost of funding earning assets
3.97%Net interest margin
0.50%Noninterest income to earning assets
2.11%Noninterest expense to earning assets
1.72%Net operating income to assets
1.70%Return on assets (ROA)
1.72%Pretax return on assets
20.38%Return on equity (ROE)
6.89%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
408.16%Credit loss provision to net charge-offs
18.73%Efficiency ratio
47,211Assets per employee
3.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.19%Loss allowance to loans
3.29%Loss allowance to noncurrent loans
54.40%Noncurrent assets plus other real estate owned to assets
4.74%Noncurrent loans to loans
6.05%Net loans and leases to deposits
84.62%Net loans and leases to core deposits
98.22%Equity capital to assets
8.77%Core capital (leverage) ratio
8.51%Tier 1 risk-based capital ratio
11.57%Total risk-based capital ratio
Memoranda
$13Average assets
$41,163Average earning assets
$3,425Average equity
$38,912Average loans

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