Continental Community Bank and Trust Company - Overview
General
FDIC Certificate #: 17292 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Bank (#12229) Federal Reserve ID: 946948 Date Established: January 02, 1954 WWW:http://www.continentalbankonline.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 9302 FDIC's unique #: 11309 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 02, 1954 Last Structure Change Effective Date: July 30, 2004 Last Structure Change Process Date: August 19, 2004 Last Data Update: August 19, 2004 Data Source Date: April 05, 2012
Location
Address: 2430 West Indian Trail Road, Aurora, IL 60506 County: Kane Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $137.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
42Total employees (full-time equivalent)
$157,589Total assets
$9,942Cash and due from depository institutions
$7,233Interest-bearing balances
$47,708Securities
$0Federal funds sold & reverse repurchase agreements
$85,786Net loans & leases
$1,678Loan loss allowance
$0Trading account assets
$6,918Bank premises and fixed assets
$682Other real estate owned
$155Goodwill and other intangibles
$0Life insurance assets
$6,398All other assets
$157,589Total liabilities and capital
$149,761Total liabilities
$118,177Total deposits
$103,564Interest-bearing deposits
$118,177Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$30,431Other borrowed funds
$0Subordinated debt
$1,153All other liabilities
$7,828Total equity capital
$7,828Total bank equity capital
$7,828Perpetual preferred stock
$0Common stock
$1,500Surplus
$6,500Undivided profits
Memoranda
$-172Noncurrent loans and leases
$17,883Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,088Earning assets
$0Long-term assets (5+ years)
$631Average Assets, year-to-date
$140,727Average Assets, quarterly
$28,912Volatile liabilities
$178,890Insider loans
$170,776FHLB advances
$32,695Loans and leases held for sale
$1,201Unused loan commitments
$30,219Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$17,883Total unused commitments
$0Restructured Loans and leases
$1,329Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$9,369Total interest income
$4,784Total interest expense
$4,585Net interest income
$2,626Provision for loan and lease losses
$2,079Total noninterest income
$0Fiduciary activities
$672Service charges on deposit accounts
$0Trading account gains & fees
$1,407Additional noninterest income
$6,642Total noninterest expense
$3,077Salaries and employee benefits
$1,087Premises and equipment expense
$2,478Additional noninterest expense
-$2,604Pre-tax net operating income
$770Securities gains (losses)
$530Applicable income taxes
-$2,364Income before extraordinary items
$0Extraordinary gains - net
-$2,364Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$3,659Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.98%Yield on earning assets
3.05%Cost of funding earning assets
2.92%Net interest margin
1.33%Noninterest income to earning assets
4.24%Noninterest expense to earning assets
-1.75%Net operating income to assets
-1.32%Return on assets (ROA)
-1.03%Pretax return on assets
-23.66%Return on equity (ROE)
-23.66%Retained earnings to average equity (YTD only)
3.62%Net charge-offs to loans
71.77%Credit loss provision to net charge-offs
0.01%Efficiency ratio
99,670Assets per employee
3.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.92%Loss allowance to noncurrent loans
154.23%Noncurrent assets plus other real estate owned to assets
1.12%Noncurrent loans to loans
1.24%Net loans and leases to deposits
72.59%Net loans and leases to core deposits
95.56%Equity capital to assets
4.97%Core capital (leverage) ratio
4.46%Tier 1 risk-based capital ratio
7.28%Total risk-based capital ratio
Memoranda
$9Average assets
$178,890Average earning assets
$9,993Average equity
$156,792Average loans
Total Fiduciary and Related Assets (December 31, 2001)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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