Conway Bank, National Association in Conway Springs, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


Conway Bank, National Association - Overview

  • General
  • FDIC Certificate #: 4649
    Status: Active
    Federal Reserve ID: 972750
    Bank Holding Company (Regulatory Top Holder): Norcon Financial Corp. (RSSDID: 2338033, Location: Conway Springs, KS)
    Date Established: May 01, 1886
    WWW: http://www.conwaybank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 13646
    FDIC's unique #: 3087
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 124 West Spring Avenue, Conway Springs, KS 67031
    County: Sumner
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $71.1 mil
    Equity capital: $9.0 mil
    Deposits held in domestic offices: $60.5 mil
    Return on assets (ROA): -1.08% (-$0.8 mil)
    Quarterly return on assets: -0.77% (-$0.5 mil)
    Return on Equity (ROE): -8.64% (-$0.8 mil)
    Quarterly return on equity: -6.12% (-$0.6 mil)
    Net income: -$0.8 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: -1.82% (-$1,293.7 mil)
    Quarterly Pretax return on assets: -1.53% (-$1,087.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 31Total employees (full-time equivalent)
  • $71,084Total assets
  • $18,698Cash and due from depository institutions
  • $15,313Interest-bearing balances
  • $11,984Securities
  • $110Federal funds sold & reverse repurchase agreements
  • $35,410Net loans & leases
  • $1,716Loan loss allowance
  • $0Trading account assets
  • $1,460Bank premises and fixed assets
  • $942Other real estate owned
  • $0Goodwill and other intangibles
  • $71,084Life insurance assets
  • $2,480All other assets
  • $62,065Total liabilities and capital
  • $60,466Total liabilities
  • $50,272Total deposits
  • $60,466Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,407Trading liabilities
  • $0Other borrowed funds
  • $192Subordinated debt
  • $9,019All other liabilities
  • $9,019Total equity capital
  • $9,019Total bank equity capital
  • $0Perpetual preferred stock
  • $550Common stock
  • $3,998Surplus
  • $4,471Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,331Income earned, not collected on loans
  • $0Earning assets
  • $300Long-term assets (5+ years)
  • $62,817Average Assets, year-to-date
  • $10,381Average Assets, quarterly
  • $74,776Volatile liabilities
  • $72,642Insider loans
  • $34,927FHLB advances
  • $71,426Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,500Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,084Restructured Loans and leases
  • $2,257Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,146Total interest income
  • $757Total interest expense
  • $2,389Net interest income
  • $740Provision for loan and lease losses
  • $332Total noninterest income
  • $0Fiduciary activities
  • $261Service charges on deposit accounts
  • $0Trading account gains & fees
  • $71Additional noninterest income
  • $3,571Total noninterest expense
  • $1,735Salaries and employee benefits
  • $300Premises and equipment expense
  • $1,536Additional noninterest expense
  • -$1,590Pre-tax net operating income
  • $230Securities gains (losses)
  • -$552Applicable income taxes
  • -$808Income before extraordinary items
  • $0Extraordinary gains - net
  • -$808Net income attributable to bank
  • $0Net charge-offs
  • -$808Cash dividends
  • $931Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 1.12%Cost of funding earning assets
  • 3.52%Net interest margin
  • 0.49%Noninterest income to earning assets
  • 5.26%Noninterest expense to earning assets
  • -1.28%Net operating income to assets
  • -1.08%Return on assets (ROA)
  • -1.82%Pretax return on assets
  • -8.64%Return on equity (ROE)
  • -8.64%Retained earnings to average equity (YTD only)
  • 2.13%Net charge-offs to loans
  • 79.48%Credit loss provision to net charge-offs
  • -0.91%Efficiency ratio
  • 131,239Assets per employee
  • 2.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.62%Loss allowance to noncurrent loans
  • 128.93%Noncurrent assets plus other real estate owned to assets
  • 3.20%Noncurrent loans to loans
  • 3.59%Net loans and leases to deposits
  • 58.56%Net loans and leases to core deposits
  • 59.12%Equity capital to assets
  • 12.69%Core capital (leverage) ratio
  • 10.50%Tier 1 risk-based capital ratio
  • 21.47%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $74,776Average earning assets
  • $9,354Average equity
  • $67,827Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03087Conway Bank, National Association124 West Spring Avenue, Conway Springs, KS 67031May 01, 1886Full Service Brick and Mortar
    18557Norwich Branch310 Main, Norwich, KS 67118January 01, 1908Full Service Brick and Mortar
    2203951Downtown Wichita Branch121 East Kellogg, Wichita, KS 67202May 05, 1997Full Service Brick and Mortar
    3363647East Central Branch11122 East Central, Wichita, KS 67206May 02, 2002Full Service Brick and Mortar

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